Closets By Design vs Filta Environmental Kitchen Solutions
Closets By Design vs Filta Environmental Kitchen Solutions: Closets By Design costs $154K–$511K to open; Filta Environmental Kitchen Solutions costs $131K–$154K. Closets By Design has 38 units, Filta Environmental Kitchen Solutions has 364. SBA loan history: Closets By Design = 54 loans (11.1% default); Filta Environmental Kitchen Solutions = 49 loans (8.2% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Closets By Design vs Filta Environmental Kitchen Solutions: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Filta Environmental Kitchen Solutions requires the lower minimum capital commitment ($131K vs $154K for Closets By Design), a 17% spread. Initial franchise fees come in at $20K for Closets By Design versus $40K for Filta Environmental Kitchen Solutions, Closets By Design has the lower entry fee. Ongoing royalty load is 7.25% for Closets By Design and 6.5% for Filta Environmental Kitchen Solutions, giving Filta Environmental Kitchen Solutions the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Filta Environmental Kitchen Solutions operates 364 units to Closets By Design's 38, roughly 10× the system size. Closets By Design has been operating 44 years (founded 1982) versus 7 for Filta Environmental Kitchen Solutions (founded 2019), a 37-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Closets By Design has the deeper SBA lending track record with 54 historical 7(a) approvals versus 49 for Filta Environmental Kitchen Solutions.
Risk Signal
SBA default rates are 11.1% for Closets By Design and 8.2% for Filta Environmental Kitchen Solutions, Filta Environmental Kitchen Solutions has the cleaner historical loss profile by 2.9 points. PeerSense FPI scores come in at 58 (Moderate) for Closets By Design and 57 (Moderate) for Filta Environmental Kitchen Solutions, giving Closets By Design the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 58/100 | 57/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 54 | 49 |
SBA Volume | – | – |
Default Rate | 11.1% | 8.2% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $154K – $511K | $131K – $154K |
Franchise Fee | $20K | $40K |
Royalty Rate | 7.25% | 6.5% |
Ad Fund | 2.25% | 1% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 38 | 364 |
Franchised Units | 38 | 364 |
Company-Owned | – | – |
Term Length | 5 yrs | 10 yrs |
Brand Information
Year Founded | 1982 | 2019 |
Franchising Since | N/A | 2002 |
Years Franchising | N/A | 24 yrs |
Headquarters | Garden Grove, FL | N/A |
Category | Wood Kitchen Cabinet | Wood Kitchen Cabinet |
Website | ||
FDD Year | 2025 | 2026 |
Which Is Better, Closets By Design or Filta Environmental Kitchen Solutions?
Lower upfront capital required
Filta Environmental Kitchen Solutions
Closets By Design: $154K starting · Filta Environmental Kitchen Solutions: $131K starting
More SBA lender confidence
Closets By Design
Closets By Design: 54 SBA loans · Filta Environmental Kitchen Solutions: 49 SBA loans
Lower historical default rate
Filta Environmental Kitchen Solutions
Closets By Design: 11.1% · Filta Environmental Kitchen Solutions: 8.2%
Larger system & brand presence
Filta Environmental Kitchen Solutions
Closets By Design: 38 units · Filta Environmental Kitchen Solutions: 364 units
Lower ongoing royalty load
Filta Environmental Kitchen Solutions
Closets By Design: 7.25% · Filta Environmental Kitchen Solutions: 6.5%
More lender financing options
Closets By Design
Closets By Design: 30 unique lenders · Filta Environmental Kitchen Solutions: 17 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Closets By Design or Filta Environmental Kitchen Solutions?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Closets By Design vs Filta Environmental Kitchen Solutions: Franchise Funding Comparison
Comparing Closets By Design and Filta Environmental Kitchen Solutions is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $131K to $511K.
Both brands have active SBA lending histories, Closets By Design with 54 SBA loans and Filta Environmental Kitchen Solutions with 49. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Closets By Design vs Filta Environmental Kitchen Solutions, Frequently Asked Questions
Which is a better franchise investment, Closets By Design or Filta Environmental Kitchen Solutions?
How much does a Closets By Design franchise cost compared to Filta Environmental Kitchen Solutions?
Can I finance Closets By Design or Filta Environmental Kitchen Solutions with an SBA loan?
Which has a lower SBA default rate, Closets By Design or Filta Environmental Kitchen Solutions?
Financing a franchise? Get matched to an SBA lender.
Tell us which brand and your budget. We route you to lenders who have already funded deals in these systems.
Franchise / SBA 7(a): Response within 24–48 hours. No obligation.