Clix vs Sports Section (The)
Clix vs Sports Section (The): Clix costs $175K to $296K to open; Sports Section (The) costs $27K to $95K. Clix has 4 units, Sports Section (The) has 7. SBA loan history: Clix = 9 loans (55.6% default); Sports Section (The) = 7 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Clix vs Sports Section (The): Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Sports Section (The) requires the lower minimum capital commitment ($27K vs $175K for Clix), a 539% spread.
System Scale & Tenure
On scale, Sports Section (The) operates 7 units to Clix's 4.
SBA Lending Profile
Clix has the deeper SBA lending track record, with 9 7(a) approvals compared with 7 for Sports Section (The). Clix's peak SBA year was 2008 (3 loans); Sports Section (The)'s peak was 2003 (2 loans). Clix's more recent peak generally indicates fresher lender appetite. Clix has the most SBA funded units in NY, with 2. Sports Section (The) leads in TX, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Clix deals is $246K vs $47K for Sports Section (The), useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 55.6% for Clix and 0.0% for Sports Section (The), Sports Section (The) has the cleaner SBA loss record by 55.6 points. PeerSense FPI scores come in at 17 (Fair) for Clix and 55 (Moderate) for Sports Section (The), giving Sports Section (The) the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 17/100 | 55/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 9 | 7 |
SBA Volume | – | – |
Default Rate | 55.6% | 0.0% |
Peer Tier | emerging | emerging |
Investment & Costs
Total Investment | $175K to $296K | $27K to $95K |
Franchise Fee | $21K | N/A |
Royalty Rate | N/A | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 4 | 7 |
Franchised Units | 4 | 7 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1999 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | IL | MA |
Category | Photography Studios, Portrait | Photography Studios, Portrait |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Clix or Sports Section (The)?
Lower upfront capital required
Tie
Clix: $175K starting · Sports Section (The): $27K starting
More SBA lender confidence
Clix
Clix: 9 SBA loans · Sports Section (The): 7 SBA loans
Lower SBA default rate
Sports Section (The)
Clix: 55.6% · Sports Section (The): 0.0%
Larger system & brand presence
Tie
Clix: 4 units · Sports Section (The): 7 units
More lender financing options
Sports Section (The)
Clix: 4 unique lenders · Sports Section (The): 6 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Clix vs Sports Section (The): Franchise Funding Comparison
Comparing Clix and Sports Section (The) is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $27K to $296K.
Clix has 9 SBA loans on record and Sports Section (The) has 7. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Clix vs Sports Section (The), Frequently Asked Questions
Which is a better franchise investment, Clix or Sports Section (The)?
How much does a Clix franchise cost compared to Sports Section (The)?
Can I finance Clix or Sports Section (The) with an SBA loan?
Which has a lower SBA default rate, Clix or Sports Section (The)?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman