Celebrity Kids Portrait Studio vs Clix
Celebrity Kids Portrait Studio vs Clix: Celebrity Kids Portrait Studio costs $120K to $314K to open; Clix costs $175K to $296K. Celebrity Kids Portrait Studio has 4 units, Clix has 4. SBA loan history: Celebrity Kids Portrait Studio = 8 loans (50.0% default); Clix = 9 loans (55.6% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Celebrity Kids Portrait Studio vs Clix: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Celebrity Kids Portrait Studio requires the lower minimum capital commitment ($120K vs $175K for Clix), a 31% spread.
System Scale & Tenure
On scale, Clix operates 4 units to Celebrity Kids Portrait Studio's 4. Celebrity Kids Portrait Studio has been operating 30 years (founded 1996) versus 27 for Clix (founded 1999), a 3-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Clix has the deeper SBA lending track record, with 9 7(a) approvals compared with 8 for Celebrity Kids Portrait Studio. Celebrity Kids Portrait Studio's peak SBA year was 2006 (3 loans); Clix's peak was 2008 (3 loans). Clix's more recent peak generally indicates fresher lender appetite. Celebrity Kids Portrait Studio has the most SBA funded units in IL, with 3. Clix leads in NY, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Celebrity Kids Portrait Studio deals is $219K vs $246K for Clix, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 50.0% for Celebrity Kids Portrait Studio and 55.6% for Clix, Celebrity Kids Portrait Studio has the cleaner SBA loss record by 5.6 points. PeerSense FPI scores come in at 21 (Fair) for Celebrity Kids Portrait Studio and 17 (Fair) for Clix, giving Celebrity Kids Portrait Studio the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 21/100 | 17/100 |
Health Tier | Limited | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 8 | 9 |
SBA Volume | – | – |
Default Rate | 50.0% | 55.6% |
Peer Tier | emerging | emerging |
Investment & Costs
Total Investment | $120K to $314K | $175K to $296K |
Franchise Fee | N/A | $21K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 4 | 4 |
Franchised Units | 4 | 4 |
Company Owned | – | – |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 1996 | 1999 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | GENEVA, IL | IL |
Category | Photography Studios, Portrait | Photography Studios, Portrait |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Celebrity Kids Portrait Studio or Clix?
Lower upfront capital required
Tie
Celebrity Kids Portrait Studio: $120K starting · Clix: $175K starting
More SBA lender confidence
Clix
Celebrity Kids Portrait Studio: 8 SBA loans · Clix: 9 SBA loans
Lower SBA default rate
Celebrity Kids Portrait Studio
Celebrity Kids Portrait Studio: 50.0% · Clix: 55.6%
Larger system & brand presence
Tie
Celebrity Kids Portrait Studio: 4 units · Clix: 4 units
More lender financing options
Clix
Celebrity Kids Portrait Studio: 3 unique lenders · Clix: 4 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Celebrity Kids Portrait Studio vs Clix: Franchise Funding Comparison
Comparing Celebrity Kids Portrait Studio and Clix is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $120K to $314K.
Celebrity Kids Portrait Studio has 8 SBA loans on record and Clix has 9. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Celebrity Kids Portrait Studio vs Clix, Frequently Asked Questions
Which is a better franchise investment, Celebrity Kids Portrait Studio or Clix?
How much does a Celebrity Kids Portrait Studio franchise cost compared to Clix?
Can I finance Celebrity Kids Portrait Studio or Clix with an SBA loan?
Which has a lower SBA default rate, Celebrity Kids Portrait Studio or Clix?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman