Cabinet Iq vs Tailored Living
Cabinet Iq vs Tailored Living: Cabinet Iq costs $45K to $576K to open; Tailored Living costs $68K to $537K. Cabinet Iq has 12 units, Tailored Living has 26. SBA loan history: Cabinet Iq = 17 loans (0.0% default); Tailored Living = 30 loans (10.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Cabinet Iq vs Tailored Living: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Cabinet Iq requires the lower minimum capital commitment ($45K vs $68K for Tailored Living), a 34% spread.
System Scale & Tenure
On scale, Tailored Living operates 26 units to Cabinet Iq's 12, roughly 2× the system size.
SBA Lending Profile
Tailored Living has the deeper SBA lending track record, with 30 7(a) approvals compared with 17 for Cabinet Iq. Cabinet Iq's peak SBA year was 2025 (12 loans); Tailored Living's peak was 2022 (8 loans). Cabinet Iq's more recent peak generally indicates fresher lender appetite. Cabinet Iq has the most SBA funded units in TX, with 6. Tailored Living leads in CT, with 3. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Cabinet Iq deals is $292K vs $221K for Tailored Living, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Cabinet Iq and 10.0% for Tailored Living, Cabinet Iq has the cleaner SBA loss record by 10.0 points. PeerSense FPI scores come in at 69 (Strong) for Cabinet Iq and 34 (Fair) for Tailored Living, giving Cabinet Iq the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 69/100 | 34/100 |
Health Tier | Strong | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 17 | 30 |
SBA Volume | – | – |
Default Rate | 0.0% | 10.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $45K to $576K | $68K to $537K |
Franchise Fee | $60K | N/A |
Royalty Rate | 6% | N/A |
Ad Fund | 1% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 12 | 26 |
Franchised Units | 12 | 26 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 2016 | N/A |
Franchising Since | 2022 | N/A |
Years Franchising | 4 yrs | N/A |
Headquarters | SUGAR LAND, TX | ALTAMONTE SPRINGS, FL |
Category | Finish Carpentry Contractors | Finish Carpentry Contractors |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Cabinet Iq or Tailored Living?
Lower upfront capital required
Tie
Cabinet Iq: $45K starting · Tailored Living: $68K starting
More SBA lender confidence
Tailored Living
Cabinet Iq: 17 SBA loans · Tailored Living: 30 SBA loans
Lower SBA default rate
Cabinet Iq
Cabinet Iq: 0.0% · Tailored Living: 10.0%
Larger system & brand presence
Tie
Cabinet Iq: 12 units · Tailored Living: 26 units
More lender financing options
Tailored Living
Cabinet Iq: 7 unique lenders · Tailored Living: 14 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Cabinet Iq vs Tailored Living: Franchise Funding Comparison
Comparing Cabinet Iq and Tailored Living is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $45K to $576K.
Cabinet Iq has 17 SBA loans on record and Tailored Living has 30. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Cabinet Iq vs Tailored Living, Frequently Asked Questions
Which is a better franchise investment, Cabinet Iq or Tailored Living?
How much does a Cabinet Iq franchise cost compared to Tailored Living?
Can I finance Cabinet Iq or Tailored Living with an SBA loan?
Which has a lower SBA default rate, Cabinet Iq or Tailored Living?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman