Cabinet Iq vs National Property Inspections
Cabinet Iq vs National Property Inspections: Cabinet Iq costs $45K to $576K to open; National Property Inspections costs $25K to $179K. Cabinet Iq has 12 units, National Property Inspections has 10. SBA loan history: Cabinet Iq = 17 loans (0.0% default); National Property Inspections = 12 loans (16.7% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Cabinet Iq vs National Property Inspections: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
National Property Inspections requires the lower minimum capital commitment ($25K vs $45K for Cabinet Iq), a 80% spread. Initial franchise fees come in at $60K for Cabinet Iq versus $25K for National Property Inspections, National Property Inspections has the lower entry fee. Ongoing royalty load is 6% for Cabinet Iq and 8% for National Property Inspections, giving Cabinet Iq the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Cabinet Iq operates 12 units to National Property Inspections's 10. National Property Inspections has been operating 39 years (founded 1987) versus 10 for Cabinet Iq (founded 2016), a 29-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Cabinet Iq has the deeper SBA lending track record, with 17 7(a) approvals compared with 12 for National Property Inspections. Cabinet Iq's peak SBA year was 2025 (12 loans); National Property Inspections's peak was 2014 (4 loans). Cabinet Iq's more recent peak generally indicates fresher lender appetite. Cabinet Iq has the most SBA funded units in TX, with 6. National Property Inspections leads in IN, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Cabinet Iq deals is $292K vs $98K for National Property Inspections, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Cabinet Iq and 16.7% for National Property Inspections, Cabinet Iq has the cleaner SBA loss record by 16.7 points. PeerSense FPI scores come in at 69 (Strong) for Cabinet Iq and 30 (Fair) for National Property Inspections, giving Cabinet Iq the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 69/100 | 30/100 |
Health Tier | Strong | Limited |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 17 | 12 |
SBA Volume | – | – |
Default Rate | 0.0% | 16.7% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $45K to $576K | $25K to $179K |
Franchise Fee | $60K | $25K |
Royalty Rate | 6% | 8% |
Ad Fund | 1% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 12 | 10 |
Franchised Units | 12 | 10 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2016 | 1987 |
Franchising Since | 2022 | 2023 |
Years Franchising | 4 yrs | 3 yrs |
Headquarters | SUGAR LAND, TX | Indiana, IN |
Category | Finish Carpentry Contractors | Finish Carpentry Contractors |
Website | ||
FDD Year | 2025 | 2026 |
Which Is Better, Cabinet Iq or National Property Inspections?
Lower upfront capital required
National Property Inspections
Cabinet Iq: $45K starting · National Property Inspections: $25K starting
More SBA lender confidence
Cabinet Iq
Cabinet Iq: 17 SBA loans · National Property Inspections: 12 SBA loans
Lower SBA default rate
Cabinet Iq
Cabinet Iq: 0.0% · National Property Inspections: 16.7%
Larger system & brand presence
Cabinet Iq
Cabinet Iq: 12 units · National Property Inspections: 10 units
Lower ongoing royalty load
Cabinet Iq
Cabinet Iq: 6% · National Property Inspections: 8%
More lender financing options
National Property Inspections
Cabinet Iq: 7 unique lenders · National Property Inspections: 9 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Cabinet Iq vs National Property Inspections: Franchise Funding Comparison
Comparing Cabinet Iq and National Property Inspections is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $25K to $576K.
Cabinet Iq has 17 SBA loans on record and National Property Inspections has 12. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Cabinet Iq vs National Property Inspections, Frequently Asked Questions
Which is a better franchise investment, Cabinet Iq or National Property Inspections?
How much does a Cabinet Iq franchise cost compared to National Property Inspections?
Can I finance Cabinet Iq or National Property Inspections with an SBA loan?
Which has a lower SBA default rate, Cabinet Iq or National Property Inspections?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman