Bloomin' Blinds vs House Doctors
Bloomin' Blinds vs House Doctors: Bloomin' Blinds costs $116K to $212K to open; House Doctors costs $120K to $191K. Bloomin' Blinds has 20 units, House Doctors has 88. SBA loan history: Bloomin' Blinds = 30 loans (3.3% default); House Doctors = 52 loans (3.8% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Bloomin' Blinds vs House Doctors: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Bloomin' Blinds requires the lower minimum capital commitment ($116K vs $120K for House Doctors), a 3% spread. Initial franchise fees come in at $50K for Bloomin' Blinds versus $65K for House Doctors, Bloomin' Blinds has the lower entry fee. Ongoing royalty load is 6% for Bloomin' Blinds and 6% for House Doctors, equal royalty drag.
System Scale & Tenure
On scale, House Doctors operates 88 units to Bloomin' Blinds's 20, roughly 4× the system size. House Doctors has been operating 32 years (founded 1994) versus 25 for Bloomin' Blinds (founded 2001), a 7-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
House Doctors has the deeper SBA lending track record, with 52 7(a) approvals compared with 30 for Bloomin' Blinds.
Risk Signal
SBA default rates are 3.3% for Bloomin' Blinds and 3.8% for House Doctors, Bloomin' Blinds has the cleaner SBA loss record by 0.5 points. PeerSense FPI scores come in at 80 (Excellent) for Bloomin' Blinds and 84 (Excellent) for House Doctors, giving House Doctors the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 80/100 | 84/100 |
Health Tier | Excellent | Excellent |
Confidence | N/A | N/A |
Lending Trend | Growing | Surging |
SBA Lending
SBA Loans | 30 | 52 |
SBA Volume | – | – |
Default Rate | 3.3% | 3.8% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $116K to $212K | $120K to $191K |
Franchise Fee | $50K | $65K |
Royalty Rate | 6% | 6% |
Ad Fund | 2% | 2% |
Liquid Capital | N/A | $50K |
Net Worth Required | N/A | $150K |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 20 | 88 |
Franchised Units | 20 | 88 |
Company Owned | – | – |
Term Length | 7 yrs | 10 yrs |
Brand Information
Year Founded | 2001 | 1994 |
Franchising Since | 2014 | 2022 |
Years Franchising | 12 yrs | 4 yrs |
Headquarters | Dallas, TX | Charlottesville, VA |
Category | Home Services | Home Services |
Website | ||
FDD Year | 2026 | 2026 |
Which Is Better, Bloomin' Blinds or House Doctors?
Lower upfront capital required
Bloomin' Blinds
Bloomin' Blinds: $116K starting · House Doctors: $120K starting
More SBA lender confidence
House Doctors
Bloomin' Blinds: 30 SBA loans · House Doctors: 52 SBA loans
Lower SBA default rate
Bloomin' Blinds
Bloomin' Blinds: 3.3% · House Doctors: 3.8%
Larger system & brand presence
House Doctors
Bloomin' Blinds: 20 units · House Doctors: 88 units
Lower ongoing royalty load
Tie
Bloomin' Blinds: 6% · House Doctors: 6%
More lender financing options
House Doctors
Bloomin' Blinds: 7 unique lenders · House Doctors: 12 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Bloomin' Blinds vs House Doctors: Franchise Funding Comparison
Comparing Bloomin' Blinds and House Doctors is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $116K to $212K.
Bloomin' Blinds has 30 SBA loans on record and House Doctors has 52. Those totals are cumulative history rather than a measure of current appetite. Both brands have an established underwriting path, though the lender that fits a specific deal still depends on its size, location and the buyer.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Bloomin' Blinds vs House Doctors, Frequently Asked Questions
Which is a better franchise investment, Bloomin' Blinds or House Doctors?
How much does a Bloomin' Blinds franchise cost compared to House Doctors?
Can I finance Bloomin' Blinds or House Doctors with an SBA loan?
Which has a lower SBA default rate, Bloomin' Blinds or House Doctors?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman