Ben Franklin Store vs Interstate All Battery Center
Ben Franklin Store vs Interstate All Battery Center: Ben Franklin Store costs $72K–$500K to open; Interstate All Battery Center costs $90K–$830K. Ben Franklin Store has 53 units, Interstate All Battery Center has 31. SBA loan history: Ben Franklin Store = 75 loans (20.0% default); Interstate All Battery Center = 44 loans (4.5% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Ben Franklin Store vs Interstate All Battery Center: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Ben Franklin Store requires the lower minimum capital commitment ($72K vs $90K for Interstate All Battery Center), a 20% spread. Initial franchise fees come in at $46K for Ben Franklin Store versus $55K for Interstate All Battery Center, Ben Franklin Store has the lower entry fee.
System Scale & Tenure
On scale, Ben Franklin Store operates 53 units to Interstate All Battery Center's 31. Ben Franklin Store has been operating 99 years (founded 1927) versus 74 for Interstate All Battery Center (founded 1952), a 25-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Ben Franklin Store has the deeper SBA lending track record with 75 historical 7(a) approvals versus 44 for Interstate All Battery Center. Ben Franklin Store's peak SBA year was 1993 (17 loans); Interstate All Battery Center's peak was 2014 (10 loans). Interstate All Battery Center's more recent peak generally indicates fresher lender appetite. Geographically, Ben Franklin Store concentrates in IA (10 SBA-funded units) while Interstate All Battery Center leads in AZ (5). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Ben Franklin Store deals is $302K vs $779K for Interstate All Battery Center, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 20.0% for Ben Franklin Store and 4.5% for Interstate All Battery Center, Interstate All Battery Center has the cleaner historical loss profile by 15.5 points. PeerSense FPI scores come in at 24 (Fair) for Ben Franklin Store and 51 (Moderate) for Interstate All Battery Center, giving Interstate All Battery Center the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 24/100 | 51/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 75 | 44 |
SBA Volume | – | – |
Default Rate | 20.0% | 4.5% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $72K – $500K | $90K – $830K |
Franchise Fee | $46K | $55K |
Royalty Rate | N/A | 5% |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 53 | 31 |
Franchised Units | 53 | 31 |
Company-Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1927 | 1952 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | IOWA CITY, IA | Baton Rouge, LA |
Category | Other Miscellaneous Nondurable Goods Merchant Wholesalers | Other Miscellaneous Nondurable Goods Merchant Wholesalers |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better, Ben Franklin Store or Interstate All Battery Center?
Lower upfront capital required
Ben Franklin Store
Ben Franklin Store: $72K starting · Interstate All Battery Center: $90K starting
More SBA lender confidence
Ben Franklin Store
Ben Franklin Store: 75 SBA loans · Interstate All Battery Center: 44 SBA loans
Lower historical default rate
Interstate All Battery Center
Ben Franklin Store: 20.0% · Interstate All Battery Center: 4.5%
Larger system & brand presence
Ben Franklin Store
Ben Franklin Store: 53 units · Interstate All Battery Center: 31 units
More lender financing options
Ben Franklin Store
Ben Franklin Store: 44 unique lenders · Interstate All Battery Center: 24 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Ben Franklin Store vs Interstate All Battery Center: Franchise Funding Comparison
Comparing Ben Franklin Store and Interstate All Battery Center is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $72K to $830K.
Both brands have active SBA lending histories, Ben Franklin Store with 75 SBA loans and Interstate All Battery Center with 44. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Ben Franklin Store vs Interstate All Battery Center, Frequently Asked Questions
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