Bellini Juvenile Furniture (7- vs Ethan Allen
Bellini Juvenile Furniture (7- vs Ethan Allen: Bellini Juvenile Furniture (7- costs $59K to $373K to open; Ethan Allen costs $387K to $1.4M. Bellini Juvenile Furniture (7- has 7 units, Ethan Allen has 8. SBA loan history: Bellini Juvenile Furniture (7- = 10 loans (30.0% default); Ethan Allen = 9 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Bellini Juvenile Furniture (7- vs Ethan Allen: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Bellini Juvenile Furniture (7- requires the lower minimum capital commitment ($59K vs $387K for Ethan Allen), a 85% spread.
System Scale & Tenure
On scale, Ethan Allen operates 8 units to Bellini Juvenile Furniture (7-'s 7. Ethan Allen has been operating 94 years (founded 1932) versus 22 for Bellini Juvenile Furniture (7- (founded 2004), a 72-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Bellini Juvenile Furniture (7- has the deeper SBA lending track record, with 10 7(a) approvals compared with 9 for Ethan Allen. Bellini Juvenile Furniture (7-'s peak SBA year was 1997 (4 loans); Ethan Allen's peak was 1996 (3 loans). Bellini Juvenile Furniture (7-'s more recent peak generally indicates fresher lender appetite. Bellini Juvenile Furniture (7- has the most SBA funded units in TX, with 3. Ethan Allen leads in CA, with 3. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Bellini Juvenile Furniture (7- deals is $224K vs $843K for Ethan Allen, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 30.0% for Bellini Juvenile Furniture (7- and 0.0% for Ethan Allen, Ethan Allen has the cleaner SBA loss record by 30.0 points. PeerSense FPI scores come in at 23 (Fair) for Bellini Juvenile Furniture (7- and 51 (Moderate) for Ethan Allen, giving Ethan Allen the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 23/100 | 51/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 10 | 9 |
SBA Volume | – | – |
Default Rate | 30.0% | 0.0% |
Peer Tier | growing | emerging |
Investment & Costs
Total Investment | $59K to $373K | $387K to $1.4M |
Franchise Fee | $25K | N/A |
Royalty Rate | 9% | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 7 | 8 |
Franchised Units | 7 | 8 |
Company Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2004 | 1932 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | DALLAS, TX | WATSONVILLE, CA |
Category | Furniture Stores | Furniture Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Bellini Juvenile Furniture (7- or Ethan Allen?
Lower upfront capital required
Tie
Bellini Juvenile Furniture (7-: $59K starting · Ethan Allen: $387K starting
More SBA lender confidence
Bellini Juvenile Furniture (7-
Bellini Juvenile Furniture (7-: 10 SBA loans · Ethan Allen: 9 SBA loans
Lower SBA default rate
Ethan Allen
Bellini Juvenile Furniture (7-: 30.0% · Ethan Allen: 0.0%
Larger system & brand presence
Tie
Bellini Juvenile Furniture (7-: 7 units · Ethan Allen: 8 units
More lender financing options
Bellini Juvenile Furniture (7-
Bellini Juvenile Furniture (7-: 9 unique lenders · Ethan Allen: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Bellini Juvenile Furniture (7- or Ethan Allen?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Bellini Juvenile Furniture (7- vs Ethan Allen: Franchise Funding Comparison
Comparing Bellini Juvenile Furniture (7- and Ethan Allen is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $59K to $1.4M.
Bellini Juvenile Furniture (7- has 10 SBA loans on record and Ethan Allen has 9. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Bellini Juvenile Furniture (7- vs Ethan Allen, Frequently Asked Questions
Which is a better franchise investment, Bellini Juvenile Furniture (7- or Ethan Allen?
How much does a Bellini Juvenile Furniture (7- franchise cost compared to Ethan Allen?
Can I finance Bellini Juvenile Furniture (7- or Ethan Allen with an SBA loan?
Which has a lower SBA default rate, Bellini Juvenile Furniture (7- or Ethan Allen?
Talk to PeerSense
Tell us which brand and your budget. We source capital from lenders who have already funded deals in these systems.
Franchise / SBA 7(a): The desk will reach out. No obligation.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman