Atwork vs Management Recruiters/Mri/ Man
Atwork vs Management Recruiters/Mri/ Man: Atwork costs $156K to $213K to open; Management Recruiters/Mri/ Man costs $48K to $687K. Atwork has 90 units, Management Recruiters/Mri/ Man has 10. SBA loan history: Atwork = 11 loans (0.0% default); Management Recruiters/Mri/ Man = 10 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Atwork vs Management Recruiters/Mri/ Man: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Management Recruiters/Mri/ Man requires the lower minimum capital commitment ($48K vs $156K for Atwork), a 225% spread. Initial franchise fees come in at $40K for Atwork versus $40K for Management Recruiters/Mri/ Man. Ongoing royalty load is 7% for Atwork and 9% for Management Recruiters/Mri/ Man, giving Atwork the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Atwork operates 90 units to Management Recruiters/Mri/ Man's 10, roughly 9× the system size.
SBA Lending Profile
Atwork has the deeper SBA lending track record, with 11 7(a) approvals compared with 10 for Management Recruiters/Mri/ Man. Atwork's peak SBA year was 2025 (4 loans); Management Recruiters/Mri/ Man's peak was 2014 (4 loans). Atwork's more recent peak generally indicates fresher lender appetite. Atwork has the most SBA funded units in GA, with 3. Management Recruiters/Mri/ Man leads in FL, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Atwork deals is $192K vs $301K for Management Recruiters/Mri/ Man, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Atwork and 0.0% for Management Recruiters/Mri/ Man. PeerSense FPI scores come in at 60 (Moderate) for Atwork and 46 (Fair) for Management Recruiters/Mri/ Man, giving Atwork the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 60/100 | 46/100 |
Health Tier | Moderate | Fair |
Confidence | N/A | N/A |
Lending Trend | N/A | Declining |
SBA Lending
SBA Loans | 11 | 10 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $156K to $213K | $48K to $687K |
Franchise Fee | $40K | $40K |
Royalty Rate | 7% | 9% |
Ad Fund | 0.5% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 90 | 10 |
Franchised Units | 84 | 10 |
Company Owned | 6 | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | N/A | 1965 |
Franchising Since | 1992 | N/A |
Years Franchising | 34 yrs | N/A |
Headquarters | Knoxville, TN | FL |
Category | Employment Placement Agencies | Employment Placement Agencies |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Atwork or Management Recruiters/Mri/ Man?
Lower upfront capital required
Tie
Atwork: $156K starting · Management Recruiters/Mri/ Man: $48K starting
More SBA lender confidence
Atwork
Atwork: 11 SBA loans · Management Recruiters/Mri/ Man: 10 SBA loans
Lower SBA default rate
Tie
Atwork: 0.0% · Management Recruiters/Mri/ Man: 0.0%
Larger system & brand presence
Tie
Atwork: 90 units · Management Recruiters/Mri/ Man: 10 units
Lower ongoing royalty load
Atwork
Atwork: 7% · Management Recruiters/Mri/ Man: 9%
More lender financing options
Management Recruiters/Mri/ Man
Atwork: 6 unique lenders · Management Recruiters/Mri/ Man: 10 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Atwork vs Management Recruiters/Mri/ Man: Franchise Funding Comparison
Comparing Atwork and Management Recruiters/Mri/ Man is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $48K to $687K.
Atwork has 11 SBA loans on record and Management Recruiters/Mri/ Man has 10. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Atwork vs Management Recruiters/Mri/ Man, Frequently Asked Questions
Which is a better franchise investment, Atwork or Management Recruiters/Mri/ Man?
How much does a Atwork franchise cost compared to Management Recruiters/Mri/ Man?
Can I finance Atwork or Management Recruiters/Mri/ Man with an SBA loan?
Which has a lower SBA default rate, Atwork or Management Recruiters/Mri/ Man?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman