Amada Senior Care vs Comforcare Senior Services
Amada Senior Care vs Comforcare Senior Services: Amada Senior Care costs $100K to $1.5M to open; Comforcare Senior Services costs $48K to $315K. Amada Senior Care has 31 units, Comforcare Senior Services has 21. SBA loan history: Amada Senior Care = 36 loans (0.0% default); Comforcare Senior Services = 17 loans (5.9% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Amada Senior Care vs Comforcare Senior Services: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Comforcare Senior Services requires the lower minimum capital commitment ($48K vs $100K for Amada Senior Care), a 108% spread. Initial franchise fees come in at $30K for Amada Senior Care versus $43K for Comforcare Senior Services, Amada Senior Care has the lower entry fee. Ongoing royalty load is 5% for Amada Senior Care and 5% for Comforcare Senior Services, equal royalty drag.
System Scale & Tenure
On scale, Amada Senior Care operates 31 units to Comforcare Senior Services's 21. Comforcare Senior Services has been operating 30 years (founded 1996) versus 19 for Amada Senior Care (founded 2007), a 11-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Amada Senior Care has the deeper SBA lending track record, with 36 7(a) approvals compared with 17 for Comforcare Senior Services. Amada Senior Care's peak SBA year was 2025 (10 loans); Comforcare Senior Services's peak was 2017 (5 loans). Amada Senior Care's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in CA. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Amada Senior Care deals is $436K vs $175K for Comforcare Senior Services, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Amada Senior Care and 5.9% for Comforcare Senior Services, Amada Senior Care has the cleaner SBA loss record by 5.9 points. PeerSense FPI scores come in at 66 (Strong) for Amada Senior Care and 37 (Fair) for Comforcare Senior Services, giving Amada Senior Care the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 66/100 | 37/100 |
Health Tier | Strong | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 36 | 17 |
SBA Volume | – | – |
Default Rate | 0.0% | 5.9% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $100K to $1.5M | $48K to $315K |
Franchise Fee | $30K | $43K |
Royalty Rate | 5% | 5% |
Ad Fund | 1% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 31 | 21 |
Franchised Units | 31 | 21 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2007 | 1996 |
Franchising Since | 2012 | N/A |
Years Franchising | 14 yrs | N/A |
Headquarters | BAKERSFIELD, CA | Diamond bar, CA |
Category | Services for the Elderly | Services for the Elderly |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Amada Senior Care or Comforcare Senior Services?
Lower upfront capital required
Tie
Amada Senior Care: $100K starting · Comforcare Senior Services: $48K starting
More SBA lender confidence
Amada Senior Care
Amada Senior Care: 36 SBA loans · Comforcare Senior Services: 17 SBA loans
Lower SBA default rate
Amada Senior Care
Amada Senior Care: 0.0% · Comforcare Senior Services: 5.9%
Larger system & brand presence
Tie
Amada Senior Care: 31 units · Comforcare Senior Services: 21 units
Lower ongoing royalty load
Tie
Amada Senior Care: 5% · Comforcare Senior Services: 5%
More lender financing options
Amada Senior Care
Amada Senior Care: 19 unique lenders · Comforcare Senior Services: 10 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Amada Senior Care vs Comforcare Senior Services: Franchise Funding Comparison
Comparing Amada Senior Care and Comforcare Senior Services is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $48K to $1.5M.
Amada Senior Care has 36 SBA loans on record and Comforcare Senior Services has 17. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Amada Senior Care vs Comforcare Senior Services, Frequently Asked Questions
Which is a better franchise investment, Amada Senior Care or Comforcare Senior Services?
How much does a Amada Senior Care franchise cost compared to Comforcare Senior Services?
Can I finance Amada Senior Care or Comforcare Senior Services with an SBA loan?
Which has a lower SBA default rate, Amada Senior Care or Comforcare Senior Services?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman