Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Side-by-Side Comparison

Alta Mere Window Tinting & Aut vs NAPA Auto Parts

Quick Answer

Alta Mere Window Tinting & Aut vs NAPA Auto Parts: Alta Mere Window Tinting & Aut costs $49K$105K to open; NAPA Auto Parts costs $75K$850K. Alta Mere Window Tinting & Aut has 48 units, NAPA Auto Parts has 215. SBA loan history: Alta Mere Window Tinting & Aut = 65 loans (33.8% default); NAPA Auto Parts = 193 loans (6.7% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.

Alta Mere Window Tinting & Aut vs NAPA Auto Parts: Capital, Scale & Lending Analysis

Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Alta Mere Window Tinting & Aut requires the lower minimum capital commitment ($49K vs $75K for NAPA Auto Parts), a 34% spread.

System Scale & Tenure

On scale, NAPA Auto Parts operates 215 units to Alta Mere Window Tinting & Aut's 48, roughly 4× the system size. NAPA Auto Parts has been operating 101 years (founded 1925) versus 41 for Alta Mere Window Tinting & Aut (founded 1985), a 60-year tenure gap that affects unit-economics maturity and FDD revision history.

SBA Lending Profile

NAPA Auto Parts has the deeper SBA lending track record with 193 historical 7(a) approvals versus 65 for Alta Mere Window Tinting & Aut. Alta Mere Window Tinting & Aut's peak SBA year was 1995 (27 loans); NAPA Auto Parts's peak was 2014 (23 loans). NAPA Auto Parts's more recent peak generally indicates fresher lender appetite. Geographically, Alta Mere Window Tinting & Aut concentrates in TX (26 SBA-funded units) while NAPA Auto Parts leads in MN (29). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Alta Mere Window Tinting & Aut deals is $82K vs $342K for NAPA Auto Parts, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 33.8% for Alta Mere Window Tinting & Aut and 6.7% for NAPA Auto Parts, NAPA Auto Parts has the cleaner historical loss profile by 27.1 points. PeerSense FPI scores come in at 21 (Fair) for Alta Mere Window Tinting & Aut and 43 (Fair) for NAPA Auto Parts, giving NAPA Auto Parts the stronger composite signal across SBA performance, lender appetite, and operational consistency.

NAPA Auto Parts
NAPA Auto Parts

Automotive Parts

43 7W

Health & Performance

FPI Score
21/100
43/100
Health Tier
Limited
Fair
Confidence
N/A
N/A
Lending Trend
Declining
Declining

SBA Lending

SBA Loans
65
193
SBA Volume
Default Rate
33.8%
6.7%
Peer Tier
established
major

Investment & Costs

Total Investment
$49K$105K
$75K$850K
Franchise Fee
$54K
N/A
Royalty Rate
N/A
N/A
Ad Fund
N/A
N/A
Liquid Capital
N/A
N/A
Net Worth Required
N/A
N/A

Financial Performance (Item 19)

Item 19 Status
Not Disclosed
Not Disclosed

System Size & Operations

Total Units
48
215
Franchised Units
48
215
Company-Owned
Term Length
N/A
N/A

Brand Information

Year Founded
1985
1925
Franchising Since
N/A
1936
Years Franchising
N/A
90 yrs
Headquarters
DALLAS, TX
Atlanta, GA
Category
Automotive Parts
Automotive Parts
Website
FDD Year
N/A
N/A

Which Is Better, Alta Mere Window Tinting & Aut or NAPA Auto Parts?

Lower upfront capital required

Alta Mere Window Tinting & Aut

Alta Mere Window Tinting & Aut: $49K starting · NAPA Auto Parts: $75K starting

More SBA lender confidence

NAPA Auto Parts

Alta Mere Window Tinting & Aut: 65 SBA loans · NAPA Auto Parts: 193 SBA loans

Lower historical default rate

NAPA Auto Parts

Alta Mere Window Tinting & Aut: 33.8% · NAPA Auto Parts: 6.7%

Larger system & brand presence

NAPA Auto Parts

Alta Mere Window Tinting & Aut: 48 units · NAPA Auto Parts: 215 units

More lender financing options

NAPA Auto Parts

Alta Mere Window Tinting & Aut: 31 unique lenders · NAPA Auto Parts: 131 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

Need Funding for Alta Mere Window Tinting & Aut or NAPA Auto Parts?

PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.

500+

SBA Lenders & Capital Sources

$0

Retainers or Consulting Fees

SBA 7(a)

10% Down Franchise Loans

About These Franchises

Alta Mere Window Tinting & Aut

No description available.

NAPA Auto Parts

No description available.

Alta Mere Window Tinting & Aut vs NAPA Auto Parts: Franchise Funding Comparison

Comparing Alta Mere Window Tinting & Aut and NAPA Auto Parts is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $49K to $850K.

Both brands have active SBA lending histories, Alta Mere Window Tinting & Aut with 65 SBA loans and NAPA Auto Parts with 193. This means proven lender acceptance and established underwriting paths for franchise buyers.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

Alta Mere Window Tinting & Aut vs NAPA Auto Parts, Frequently Asked Questions

Which is a better franchise investment, Alta Mere Window Tinting & Aut or NAPA Auto Parts?
Compare Alta Mere Window Tinting & Aut vs NAPA Auto Parts franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.
How much does a Alta Mere Window Tinting & Aut franchise cost compared to NAPA Auto Parts?
Alta Mere Window Tinting & Aut requires $49K–$105K in total initial investment with a $54K franchise fee. NAPA Auto Parts requires $75K–$850K with a N/A franchise fee. All numbers come from official Franchise Disclosure Document filings.
Can I finance Alta Mere Window Tinting & Aut or NAPA Auto Parts with an SBA loan?
Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Alta Mere Window Tinting & Aut has 65 SBA loans on record; NAPA Auto Parts has 193. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.
Which has a lower SBA default rate, Alta Mere Window Tinting & Aut or NAPA Auto Parts?
Alta Mere Window Tinting & Aut: 33.8% historical SBA default rate. NAPA Auto Parts: 6.7% historical SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Financing a franchise? Get matched to an SBA lender.

Tell us which brand and your budget. We route you to lenders who have already funded deals in these systems.

Franchise / SBA 7(a): Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990