Alta Mere Window Tinting & Aut vs NAPA Auto Parts
Alta Mere Window Tinting & Aut vs NAPA Auto Parts: Alta Mere Window Tinting & Aut costs $49K–$105K to open; NAPA Auto Parts costs $75K–$850K. Alta Mere Window Tinting & Aut has 48 units, NAPA Auto Parts has 215. SBA loan history: Alta Mere Window Tinting & Aut = 65 loans (33.8% default); NAPA Auto Parts = 193 loans (6.7% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Alta Mere Window Tinting & Aut vs NAPA Auto Parts: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Alta Mere Window Tinting & Aut requires the lower minimum capital commitment ($49K vs $75K for NAPA Auto Parts), a 34% spread.
System Scale & Tenure
On scale, NAPA Auto Parts operates 215 units to Alta Mere Window Tinting & Aut's 48, roughly 4× the system size. NAPA Auto Parts has been operating 101 years (founded 1925) versus 41 for Alta Mere Window Tinting & Aut (founded 1985), a 60-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
NAPA Auto Parts has the deeper SBA lending track record with 193 historical 7(a) approvals versus 65 for Alta Mere Window Tinting & Aut. Alta Mere Window Tinting & Aut's peak SBA year was 1995 (27 loans); NAPA Auto Parts's peak was 2014 (23 loans). NAPA Auto Parts's more recent peak generally indicates fresher lender appetite. Geographically, Alta Mere Window Tinting & Aut concentrates in TX (26 SBA-funded units) while NAPA Auto Parts leads in MN (29). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Alta Mere Window Tinting & Aut deals is $82K vs $342K for NAPA Auto Parts, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 33.8% for Alta Mere Window Tinting & Aut and 6.7% for NAPA Auto Parts, NAPA Auto Parts has the cleaner historical loss profile by 27.1 points. PeerSense FPI scores come in at 21 (Fair) for Alta Mere Window Tinting & Aut and 43 (Fair) for NAPA Auto Parts, giving NAPA Auto Parts the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 21/100 | 43/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 65 | 193 |
SBA Volume | – | – |
Default Rate | 33.8% | 6.7% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $49K – $105K | $75K – $850K |
Franchise Fee | $54K | N/A |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 48 | 215 |
Franchised Units | 48 | 215 |
Company-Owned | – | – |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1985 | 1925 |
Franchising Since | N/A | 1936 |
Years Franchising | N/A | 90 yrs |
Headquarters | DALLAS, TX | Atlanta, GA |
Category | Automotive Parts | Automotive Parts |
Website | ||
FDD Year | N/A | N/A |
Which Is Better, Alta Mere Window Tinting & Aut or NAPA Auto Parts?
Lower upfront capital required
Alta Mere Window Tinting & Aut
Alta Mere Window Tinting & Aut: $49K starting · NAPA Auto Parts: $75K starting
More SBA lender confidence
NAPA Auto Parts
Alta Mere Window Tinting & Aut: 65 SBA loans · NAPA Auto Parts: 193 SBA loans
Lower historical default rate
NAPA Auto Parts
Alta Mere Window Tinting & Aut: 33.8% · NAPA Auto Parts: 6.7%
Larger system & brand presence
NAPA Auto Parts
Alta Mere Window Tinting & Aut: 48 units · NAPA Auto Parts: 215 units
More lender financing options
NAPA Auto Parts
Alta Mere Window Tinting & Aut: 31 unique lenders · NAPA Auto Parts: 131 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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Alta Mere Window Tinting & Aut vs NAPA Auto Parts: Franchise Funding Comparison
Comparing Alta Mere Window Tinting & Aut and NAPA Auto Parts is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $49K to $850K.
Both brands have active SBA lending histories, Alta Mere Window Tinting & Aut with 65 SBA loans and NAPA Auto Parts with 193. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Alta Mere Window Tinting & Aut vs NAPA Auto Parts, Frequently Asked Questions
Which is a better franchise investment, Alta Mere Window Tinting & Aut or NAPA Auto Parts?
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Which has a lower SBA default rate, Alta Mere Window Tinting & Aut or NAPA Auto Parts?
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