Alloy Wheel Repair Specialists vs Lube Pro's
Alloy Wheel Repair Specialists vs Lube Pro's: Alloy Wheel Repair Specialists costs $85K to $740K to open; Lube Pro's costs $56K to $272K. Alloy Wheel Repair Specialists has 6 units, Lube Pro's has 7. SBA loan history: Alloy Wheel Repair Specialists = 9 loans (0.0% default); Lube Pro's = 10 loans (20.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Alloy Wheel Repair Specialists vs Lube Pro's: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Lube Pro's requires the lower minimum capital commitment ($56K vs $85K for Alloy Wheel Repair Specialists), a 53% spread.
System Scale & Tenure
On scale, Lube Pro's operates 7 units to Alloy Wheel Repair Specialists's 6.
SBA Lending Profile
Lube Pro's has the deeper SBA lending track record, with 10 7(a) approvals compared with 9 for Alloy Wheel Repair Specialists. Alloy Wheel Repair Specialists's peak SBA year was 2021 (4 loans); Lube Pro's's peak was 2000 (2 loans). Alloy Wheel Repair Specialists's more recent peak generally indicates fresher lender appetite. Alloy Wheel Repair Specialists has the most SBA funded units in CO, with 3. Lube Pro's leads in IL, with 9. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Alloy Wheel Repair Specialists deals is $269K vs $177K for Lube Pro's, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Alloy Wheel Repair Specialists and 20.0% for Lube Pro's, Alloy Wheel Repair Specialists has the cleaner SBA loss record by 20.0 points. PeerSense FPI scores come in at 51 (Moderate) for Alloy Wheel Repair Specialists and 26 (Fair) for Lube Pro's, giving Alloy Wheel Repair Specialists the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 51/100 | 26/100 |
Health Tier | Moderate | Limited |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 9 | 10 |
SBA Volume | – | – |
Default Rate | 0.0% | 20.0% |
Peer Tier | emerging | growing |
Investment & Costs
Total Investment | $85K to $740K | $56K to $272K |
Franchise Fee | $20K | N/A |
Royalty Rate | 6% | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 6 | 7 |
Franchised Units | 6 | 7 |
Company Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | 2015 | N/A |
Years Franchising | 11 yrs | N/A |
Headquarters | Englewood, CO | MUNDELEIN, IL |
Category | All Other Automotive Repair | All Other Automotive Repair |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Alloy Wheel Repair Specialists or Lube Pro's?
Lower upfront capital required
Tie
Alloy Wheel Repair Specialists: $85K starting · Lube Pro's: $56K starting
More SBA lender confidence
Lube Pro's
Alloy Wheel Repair Specialists: 9 SBA loans · Lube Pro's: 10 SBA loans
Lower SBA default rate
Alloy Wheel Repair Specialists
Alloy Wheel Repair Specialists: 0.0% · Lube Pro's: 20.0%
Larger system & brand presence
Tie
Alloy Wheel Repair Specialists: 6 units · Lube Pro's: 7 units
More lender financing options
Alloy Wheel Repair Specialists
Alloy Wheel Repair Specialists: 7 unique lenders · Lube Pro's: 6 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Alloy Wheel Repair Specialists vs Lube Pro's: Franchise Funding Comparison
Comparing Alloy Wheel Repair Specialists and Lube Pro's is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $56K to $740K.
Alloy Wheel Repair Specialists has 9 SBA loans on record and Lube Pro's has 10. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Alloy Wheel Repair Specialists vs Lube Pro's, Frequently Asked Questions
Which is a better franchise investment, Alloy Wheel Repair Specialists or Lube Pro's?
How much does a Alloy Wheel Repair Specialists franchise cost compared to Lube Pro's?
Can I finance Alloy Wheel Repair Specialists or Lube Pro's with an SBA loan?
Which has a lower SBA default rate, Alloy Wheel Repair Specialists or Lube Pro's?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman