Which has more SBA loans, All Dry or Spaulding Decon?

All Dry has 65 SBA 7(a) historical approvals; Spaulding Decon has 8. All Dry has the deeper public lender track record, which generally translates into faster pre-qualification and broader lender familiarity.

What is the default rate for All Dry vs Spaulding Decon SBA loans?

All Dry's SBA default rate is 0.0%, versus 0.0% for Spaulding Decon. Spaulding Decon has the cleaner loss profile, which capital sources weigh when pricing the next deal in the brand.

When did All Dry and Spaulding Decon peak in SBA lending volume?

All Dry's SBA approval peak was 2022 with 28 loans; Spaulding Decon's peak was 2021 with 4. A more recent peak (currently All Dry) generally indicates fresher lender appetite and easier financing today.

Which states have the most All Dry and Spaulding Decon SBA loans?

All Dry leads in TX with 9 SBA-funded units; Spaulding Decon leads in CA with 2. The brand that matches your operating state typically closes faster because local lenders already know the unit economics.

Side by Side Comparison

All Dry vs Spaulding Decon

Quick Answer

All Dry vs Spaulding Decon: All Dry costs $156K to $675K to open; Spaulding Decon costs $78K to $156K. All Dry has 102 units, Spaulding Decon has 7. SBA loan history: All Dry = 65 loans (0.0% default); Spaulding Decon = 8 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.

All Dry vs Spaulding Decon: Capital, Scale & Lending Analysis

Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Spaulding Decon requires the lower minimum capital commitment ($78K vs $156K for All Dry), a 99% spread. Ongoing royalty load is 7% for All Dry and 8% for Spaulding Decon, giving All Dry the lighter per-unit drag on operating income.

System Scale & Tenure

On scale, All Dry operates 102 units to Spaulding Decon's 7, roughly 15× the system size.

SBA Lending Profile

All Dry has the deeper SBA lending track record, with 65 7(a) approvals compared with 8 for Spaulding Decon. All Dry's peak SBA year was 2022 (28 loans); Spaulding Decon's peak was 2021 (4 loans). All Dry's more recent peak generally indicates fresher lender appetite. All Dry has the most SBA funded units in TX, with 9. Spaulding Decon leads in CA, with 2. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded All Dry deals is $164K vs $140K for Spaulding Decon, useful as a sizing anchor when modeling your own unit.

Risk Signal

SBA default rates are 0.0% for All Dry and 0.0% for Spaulding Decon. PeerSense FPI scores come in at 70 (Strong) for All Dry and 59 (Moderate) for Spaulding Decon, giving All Dry the stronger composite signal across SBA performance, lender appetite, and operational consistency.

All Dry

Remediation Services

70 9W

Spaulding Decon

Remediation Services

Health & Performance

FPI Score	70/100	59/100
Health Tier	Strong	Moderate
Confidence	N/A	N/A
Lending Trend	Declining	N/A

SBA Lending

SBA Loans	65	8
SBA Volume	–	–
Default Rate	0.0%	0.0%
Peer Tier	established	emerging

Investment & Costs

Total Investment	$156K to $675K	$78K to $156K
Franchise Fee	$55K	N/A
Royalty Rate	7%	8%
Ad Fund	1%	2%
Liquid Capital	N/A	N/A
Net Worth Required	N/A	N/A

Financial Performance (Item 19)

Item 19 Status

Disclosed

System Size & Operations

Total Units	102	7
Franchised Units	101	7
Company Owned	1	–
Term Length	10 yrs	10 yrs

Brand Information

Year Founded	N/A	2005
Franchising Since	2020	2006
Years Franchising	6 yrs	20 yrs
Headquarters	San Diego, CA	Tampa, FL
Category	Remediation Services	Remediation Services
Website	dryall.net	spauldingdecon.com
FDD Year	2025	2024

Which Is Better, All Dry or Spaulding Decon?

Lower upfront capital required

Spaulding Decon

All Dry: $156K starting · Spaulding Decon: $78K starting

More SBA lender confidence

All Dry

All Dry: 65 SBA loans · Spaulding Decon: 8 SBA loans

Lower SBA default rate

Tie

All Dry: 0.0% · Spaulding Decon: 0.0%

Larger system & brand presence

All Dry

All Dry: 102 units · Spaulding Decon: 7 units

Lower ongoing royalty load

All Dry

All Dry: 7% · Spaulding Decon: 8%

More lender financing options

All Dry

All Dry: 19 unique lenders · Spaulding Decon: 2 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

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About These Franchises

All Dry

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Spaulding Decon

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All Dry vs Spaulding Decon: Franchise Funding Comparison

Comparing All Dry and Spaulding Decon is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $78K to $675K.

All Dry has 65 SBA loans on record and Spaulding Decon has 8. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

SBA Loan Guide Franchise Funding Options Best SBA Franchise Lenders All Franchises Talk to PeerSense

All Dry vs Spaulding Decon, Frequently Asked Questions

Which is a better franchise investment, All Dry or Spaulding Decon?

Compare All Dry vs Spaulding Decon franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.

How much does a All Dry franchise cost compared to Spaulding Decon?

All Dry requires $156K to $675K in total initial investment with a $55K franchise fee. Spaulding Decon requires $78K to $156K with a N/A franchise fee. All numbers come from official Franchise Disclosure Document filings.

Can I finance All Dry or Spaulding Decon with an SBA loan?

Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: All Dry has 65 SBA loans on record; Spaulding Decon has 8. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.

Which has a lower SBA default rate, All Dry or Spaulding Decon?

All Dry: 0.0% SBA default rate. Spaulding Decon: 0.0% SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Compare All Dry to other franchises Compare Spaulding Decon to other franchises Browse all Remediation Services franchises

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Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
Edward L. Freeman founded PeerSense in January 2020.
He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed October 2, 2026LinkedIn profile About Edward Freeman