Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Side-by-Side Comparison

Aire Serv vs Roto Rooter

Quick Answer

Aire Serv vs Roto Rooter: Aire Serv costs $114K$272K to open; Roto Rooter costs $33K$338K. Aire Serv has 93 units, Roto Rooter has 48. SBA loan history: Aire Serv = 101 loans (7.9% default); Roto Rooter = 44 loans (6.8% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.

Aire Serv vs Roto Rooter: Capital, Scale & Lending Analysis

Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.

Capital Intensity

Roto Rooter requires the lower minimum capital commitment ($33K vs $114K for Aire Serv), a 246% spread. Initial franchise fees come in at $45K for Aire Serv versus $34K for Roto Rooter, Roto Rooter has the lower entry fee.

System Scale & Tenure

On scale, Aire Serv operates 93 units to Roto Rooter's 48.

SBA Lending Profile

Aire Serv has the deeper SBA lending track record with 101 historical 7(a) approvals versus 44 for Roto Rooter.

Risk Signal

SBA default rates are 7.9% for Aire Serv and 6.8% for Roto Rooter, Roto Rooter has the cleaner historical loss profile by 1.1 points. PeerSense FPI scores come in at 84 (Excellent) for Aire Serv and 39 (Fair) for Roto Rooter, giving Aire Serv the stronger composite signal across SBA performance, lender appetite, and operational consistency.

Aire Serv
Aire Serv

Plumbing, Heating,

84 8W
Roto Rooter
Roto Rooter

Plumbing, Heating,

39

Health & Performance

FPI Score
84/100
39/100
Health Tier
Excellent
Fair
Confidence
N/A
N/A
Lending Trend
Surging
Declining

SBA Lending

SBA Loans
101
44
SBA Volume
Default Rate
7.9%
6.8%
Peer Tier
major
established

Investment & Costs

Total Investment
$114K$272K
$33K$338K
Franchise Fee
$45K
$34K
Royalty Rate
7%
N/A
Ad Fund
N/A
1%
Liquid Capital
$50K
N/A
Net Worth Required
$250K
N/A

Financial Performance (Item 19)

Item 19 Status
Not Disclosed
Not Disclosed

System Size & Operations

Total Units
93
48
Franchised Units
93
48
Company-Owned
Term Length
N/A
10 yrs

Brand Information

Year Founded
1992
N/A
Franchising Since
1993
N/A
Years Franchising
33 yrs
N/A
Headquarters
Waco, TX
ARCATA, CA
Category
Plumbing, Heating,
Plumbing, Heating,
Website
FDD Year
N/A
N/A

Which Is Better, Aire Serv or Roto Rooter?

Lower upfront capital required

Roto Rooter

Aire Serv: $114K starting · Roto Rooter: $33K starting

More SBA lender confidence

Aire Serv

Aire Serv: 101 SBA loans · Roto Rooter: 44 SBA loans

Lower historical default rate

Roto Rooter

Aire Serv: 7.9% · Roto Rooter: 6.8%

Larger system & brand presence

Aire Serv

Aire Serv: 93 units · Roto Rooter: 48 units

More lender financing options

Roto Rooter

Aire Serv: 24 unique lenders · Roto Rooter: 34 unique lenders

Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.

Franchise Financing

Need Funding for Aire Serv or Roto Rooter?

PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing.

500+

SBA Lenders & Capital Sources

$0

Retainers or Consulting Fees

SBA 7(a)

10% Down Franchise Loans

About These Franchises

Aire Serv

No description available.

Roto Rooter

No description available.

Aire Serv vs Roto Rooter: Franchise Funding Comparison

Comparing Aire Serv and Roto Rooter is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $33K to $338K.

Both brands have active SBA lending histories, Aire Serv with 101 SBA loans and Roto Rooter with 44. This means proven lender acceptance and established underwriting paths for franchise buyers.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.

Aire Serv vs Roto Rooter, Frequently Asked Questions

Which is a better franchise investment, Aire Serv or Roto Rooter?
Compare Aire Serv vs Roto Rooter franchise costs, FDD data, royalty rates, unit counts, and SBA lending history side by side above. The best franchise depends on your capital, market, and risk tolerance, not a single ranking. Use the decision matrix above to see which brand wins on each financing dimension.
How much does a Aire Serv franchise cost compared to Roto Rooter?
Aire Serv requires $114K–$272K in total initial investment with a $45K franchise fee. Roto Rooter requires $33K–$338K with a $34K franchise fee. All numbers come from official Franchise Disclosure Document filings.
Can I finance Aire Serv or Roto Rooter with an SBA loan?
Both brands appear on the SBA Franchise Directory and have funded SBA 7(a) loans: Aire Serv has 101 SBA loans on record; Roto Rooter has 44. SBA 7(a) is the most common franchise financing vehicle, offering up to $5M with 10% down. PeerSense routes your deal to lenders who have already approved the brand.
Which has a lower SBA default rate, Aire Serv or Roto Rooter?
Aire Serv: 7.9% historical SBA default rate. Roto Rooter: 6.8% historical SBA default rate. Lower default rates mean lenders quote tighter rates and underwrite faster.

Financing a franchise? Get matched to an SBA lender.

Tell us which brand and your budget. We route you to lenders who have already funded deals in these systems.

Franchise / SBA 7(a): Response within 24–48 hours. No obligation.

How big is your deal?
Where are you in the deal?
Equity or down payment ready
Credit score
Timeline to close

Referral fee realized at closing · Or call (317) 452-6990