Aire Serv vs One Hour Air Conditioning He
Aire Serv vs One Hour Air Conditioning He: Aire Serv costs $114K–$272K to open; One Hour Air Conditioning He costs $63K–$460K. Aire Serv has 93 units, One Hour Air Conditioning He has 23. SBA loan history: Aire Serv = 101 loans (7.9% default); One Hour Air Conditioning He = 25 loans (4.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Aire Serv vs One Hour Air Conditioning He — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
One Hour Air Conditioning He requires the lower minimum capital commitment ($63K vs $114K for Aire Serv), a 81% spread. Initial franchise fees come in at $45K for Aire Serv versus $43K for One Hour Air Conditioning He — One Hour Air Conditioning He has the lower entry fee. Ongoing royalty load is 7% for Aire Serv and 6% for One Hour Air Conditioning He, giving One Hour Air Conditioning He the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Aire Serv operates 93 units to One Hour Air Conditioning He's 23 — roughly 4× the system size. Aire Serv has been operating 34 years (founded 1992) versus 27 for One Hour Air Conditioning He (founded 1999) — a 7-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Aire Serv has the deeper SBA lending track record with 101 historical 7(a) approvals versus 25 for One Hour Air Conditioning He.
Risk Signal
SBA default rates are 7.9% for Aire Serv and 4.0% for One Hour Air Conditioning He — One Hour Air Conditioning He has the cleaner historical loss profile by 3.9 points. PeerSense FPI scores come in at 84 (Excellent) for Aire Serv and 73 (Strong) for One Hour Air Conditioning He, giving Aire Serv the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 84/100 | 73/100 |
Health Tier | Excellent | Strong |
Confidence | N/A | N/A |
Lending Trend | Surging | Growing |
SBA Lending
SBA Loans | 101 | 25 |
SBA Volume | — | — |
Default Rate | 7.9% | 4.0% |
Peer Tier | major | established |
Investment & Costs
Total Investment | $114K – $272K | $63K – $460K |
Franchise Fee | $45K | $43K |
Royalty Rate | 7% | 6% |
Ad Fund | N/A | 1.5% |
Liquid Capital | $50K | N/A |
Net Worth Required | $250K | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 93 | 23 |
Franchised Units | 93 | 23 |
Company-Owned | — | — |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | 1992 | 1999 |
Franchising Since | 1993 | N/A |
Years Franchising | 33 yrs | N/A |
Headquarters | Waco, TX | RED OAK, TX |
Category | Plumbing, Heating, | Plumbing, Heating, |
Website | ||
FDD Year | N/A | N/A |
Which Is Better — Aire Serv or One Hour Air Conditioning He?
Lower upfront capital required
One Hour Air Conditioning He
Aire Serv: $114K starting · One Hour Air Conditioning He: $63K starting
More SBA lender confidence
Aire Serv
Aire Serv: 101 SBA loans · One Hour Air Conditioning He: 25 SBA loans
Lower historical default rate
One Hour Air Conditioning He
Aire Serv: 7.9% · One Hour Air Conditioning He: 4.0%
Larger system & brand presence
Aire Serv
Aire Serv: 93 units · One Hour Air Conditioning He: 23 units
Lower ongoing royalty load
One Hour Air Conditioning He
Aire Serv: 7% · One Hour Air Conditioning He: 6%
More lender financing options
Aire Serv
Aire Serv: 24 unique lenders · One Hour Air Conditioning He: 12 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
Need Funding for Aire Serv or One Hour Air Conditioning He?
PeerSense connects you with 500+ SBA lenders and capital sources. Our referral fee is established upfront and paid at closing. No retainers.
SBA Lenders & Capital Sources
Retainers or Consulting Fees
10% Down Franchise Loans
About These Franchises
Aire Serv vs One Hour Air Conditioning He: Franchise Funding Comparison
Comparing Aire Serv and One Hour Air Conditioning He is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $63K to $460K.
Both brands have active SBA lending histories — Aire Serv with 101 SBA loans and One Hour Air Conditioning He with 25. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.