Abbey Carpet Co vs Color Tile
Abbey Carpet Co vs Color Tile: Abbey Carpet Co costs $23K–$62K to open; Color Tile costs $80K–$220K. Abbey Carpet Co has 420 units, Color Tile has 55. SBA loan history: Abbey Carpet Co = 19 loans (21.1% default); Color Tile = 79 loans (29.1% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Abbey Carpet Co vs Color Tile — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Abbey Carpet Co requires the lower minimum capital commitment ($23K vs $80K for Color Tile), a 71% spread.
System Scale & Tenure
On scale, Abbey Carpet Co operates 420 units to Color Tile's 55 — roughly 8× the system size.
SBA Lending Profile
Color Tile has the deeper SBA lending track record with 79 historical 7(a) approvals versus 19 for Abbey Carpet Co.
Risk Signal
SBA default rates are 21.1% for Abbey Carpet Co and 29.1% for Color Tile — Abbey Carpet Co has the cleaner historical loss profile by 8.0 points. PeerSense FPI scores come in at 28 (Fair) for Abbey Carpet Co and 37 (Fair) for Color Tile, giving Color Tile the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 28/100 | 37/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 19 | 79 |
SBA Volume | — | — |
Default Rate | 21.1% | 29.1% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $23K – $62K | $80K – $220K |
Franchise Fee | $10K | N/A |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 420 | 55 |
Franchised Units | 417 | 55 |
Company-Owned | 3 | — |
Term Length | 5 yrs | N/A |
Brand Information
Year Founded | 1958 | N/A |
Franchising Since | 1971 | 1960 |
Years Franchising | 55 yrs | 66 yrs |
Headquarters | Bonita Springs, FL | APPLE VALLEY, MN |
Category | Floor Covering Stores | Floor Covering Stores |
Website | ||
FDD Year | N/A | N/A |
Which Is Better — Abbey Carpet Co or Color Tile?
Lower upfront capital required
Abbey Carpet Co
Abbey Carpet Co: $23K starting · Color Tile: $80K starting
More SBA lender confidence
Color Tile
Abbey Carpet Co: 19 SBA loans · Color Tile: 79 SBA loans
Lower historical default rate
Abbey Carpet Co
Abbey Carpet Co: 21.1% · Color Tile: 29.1%
Larger system & brand presence
Abbey Carpet Co
Abbey Carpet Co: 420 units · Color Tile: 55 units
More lender financing options
Color Tile
Abbey Carpet Co: 15 unique lenders · Color Tile: 36 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Abbey Carpet Co vs Color Tile: Franchise Funding Comparison
Comparing Abbey Carpet Co and Color Tile is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $23K to $220K.
Both brands have active SBA lending histories — Abbey Carpet Co with 19 SBA loans and Color Tile with 79. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.