Abbey Carpet & Floor vs Carpet One Floor & Home
Abbey Carpet & Floor vs Carpet One Floor & Home: Abbey Carpet & Floor costs $23K to $84K to open; Carpet One Floor & Home costs $108K to $1.9M. Abbey Carpet & Floor has 11 units, Carpet One Floor & Home has 18. SBA loan history: Abbey Carpet & Floor = 11 loans (0.0% default); Carpet One Floor & Home = 24 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Abbey Carpet & Floor vs Carpet One Floor & Home: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Abbey Carpet & Floor requires the lower minimum capital commitment ($23K vs $108K for Carpet One Floor & Home), a 79% spread.
System Scale & Tenure
On scale, Carpet One Floor & Home operates 18 units to Abbey Carpet & Floor's 11.
SBA Lending Profile
Carpet One Floor & Home has the deeper SBA lending track record, with 24 7(a) approvals compared with 11 for Abbey Carpet & Floor.
Risk Signal
SBA default rates are 0.0% for Abbey Carpet & Floor and 0.0% for Carpet One Floor & Home. PeerSense FPI scores come in at 61 (Moderate) for Abbey Carpet & Floor and 60 (Moderate) for Carpet One Floor & Home, giving Abbey Carpet & Floor the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 61/100 | 60/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 11 | 24 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | growing | growing |
Investment & Costs
Total Investment | $23K to $84K | $108K to $1.9M |
Franchise Fee | $32K | N/A |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 11 | 18 |
Franchised Units | 11 | 18 |
Company Owned | – | – |
Term Length | 5 yrs | N/A |
Brand Information
Year Founded | 1958 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | N/A | BOULDER, CO |
Category | Flooring Contractors | Flooring Contractors |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Abbey Carpet & Floor or Carpet One Floor & Home?
Lower upfront capital required
Tie
Abbey Carpet & Floor: $23K starting · Carpet One Floor & Home: $108K starting
More SBA lender confidence
Carpet One Floor & Home
Abbey Carpet & Floor: 11 SBA loans · Carpet One Floor & Home: 24 SBA loans
Lower SBA default rate
Tie
Abbey Carpet & Floor: 0.0% · Carpet One Floor & Home: 0.0%
Larger system & brand presence
Tie
Abbey Carpet & Floor: 11 units · Carpet One Floor & Home: 18 units
More lender financing options
Carpet One Floor & Home
Abbey Carpet & Floor: 10 unique lenders · Carpet One Floor & Home: 15 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Abbey Carpet & Floor vs Carpet One Floor & Home: Franchise Funding Comparison
Comparing Abbey Carpet & Floor and Carpet One Floor & Home is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $23K to $1.9M.
Abbey Carpet & Floor has 11 SBA loans on record and Carpet One Floor & Home has 24. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Abbey Carpet & Floor vs Carpet One Floor & Home, Frequently Asked Questions
Which is a better franchise investment, Abbey Carpet & Floor or Carpet One Floor & Home?
How much does a Abbey Carpet & Floor franchise cost compared to Carpet One Floor & Home?
Can I finance Abbey Carpet & Floor or Carpet One Floor & Home with an SBA loan?
Which has a lower SBA default rate, Abbey Carpet & Floor or Carpet One Floor & Home?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman