1-800-Water Damage vs Rolling Suds
1-800-Water Damage vs Rolling Suds: 1-800-Water Damage costs $73K–$315K to open; Rolling Suds costs $40K–$499K. 1-800-Water Damage has 175 units, Rolling Suds has 19. SBA loan history: 1-800-Water Damage = 26 loans (7.7% default); Rolling Suds = 26 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
1-800-Water Damage vs Rolling Suds: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Rolling Suds requires the lower minimum capital commitment ($40K vs $73K for 1-800-Water Damage), a 82% spread. Initial franchise fees come in at $59K for 1-800-Water Damage versus $75K for Rolling Suds, 1-800-Water Damage has the lower entry fee. Ongoing royalty load is 10% for 1-800-Water Damage and 6% for Rolling Suds, giving Rolling Suds the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, 1-800-Water Damage operates 175 units to Rolling Suds's 19, roughly 9× the system size.
SBA Lending Profile
Rolling Suds has the deeper SBA lending track record with 26 historical 7(a) approvals versus 26 for 1-800-Water Damage. 1-800-Water Damage's peak SBA year was 2021 (7 loans); Rolling Suds's peak was 2025 (22 loans). Rolling Suds's more recent peak generally indicates fresher lender appetite. Geographically, 1-800-Water Damage concentrates in TX (3 SBA-funded units) while Rolling Suds leads in FL (6). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded 1-800-Water Damage deals is $242K vs $315K for Rolling Suds, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 7.7% for 1-800-Water Damage and 0.0% for Rolling Suds, Rolling Suds has the cleaner historical loss profile by 7.7 points. PeerSense FPI scores come in at 40 (Fair) for 1-800-Water Damage and 69 (Strong) for Rolling Suds, giving Rolling Suds the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 40/100 | 69/100 |
Health Tier | Fair | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | N/A |
SBA Lending
SBA Loans | 26 | 26 |
SBA Volume | – | – |
Default Rate | 7.7% | 0.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $73K – $315K | $40K – $499K |
Franchise Fee | $59K | $75K |
Royalty Rate | 10% | 6% |
Ad Fund | 2% | 3% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 175 | 19 |
Franchised Units | 175 | 19 |
Company-Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | 2015 | N/A |
Years Franchising | 11 yrs | N/A |
Headquarters | WI | DEBARY, FL |
Category | Other Services to Buildings | Other Services to Buildings |
Website | ||
FDD Year | 2024 | 2025 |
Which Is Better, 1-800-Water Damage or Rolling Suds?
Lower upfront capital required
Rolling Suds
1-800-Water Damage: $73K starting · Rolling Suds: $40K starting
More SBA lender confidence
Tie
1-800-Water Damage: 26 SBA loans · Rolling Suds: 26 SBA loans
Lower historical default rate
Rolling Suds
1-800-Water Damage: 7.7% · Rolling Suds: 0.0%
Larger system & brand presence
1-800-Water Damage
1-800-Water Damage: 175 units · Rolling Suds: 19 units
Lower ongoing royalty load
Rolling Suds
1-800-Water Damage: 10% · Rolling Suds: 6%
More lender financing options
1-800-Water Damage
1-800-Water Damage: 11 unique lenders · Rolling Suds: 7 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
1-800-Water Damage vs Rolling Suds: Franchise Funding Comparison
Comparing 1-800-Water Damage and Rolling Suds is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $40K to $499K.
Both brands have active SBA lending histories, 1-800-Water Damage with 26 SBA loans and Rolling Suds with 26. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
1-800-Water Damage vs Rolling Suds, Frequently Asked Questions
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