How Much Can Household Appliance Stores Businesses Get in SBA Loans?
1,758 SBA loans totaling $325.1M have been approved for household appliance stores businesses (NAICS 443111). The average approved SBA loan is $185K, which is 46% below avg the $340K national average. 444 active lenders fund this industry with a 20.1% default rate on the matured 2018-2021 loan cohort.
At 20.1%, Household Appliance Stores sits well above the 15.4% all-industry SBA default rate (charged-off as a share of resolved loans) — elevated default risk relative to other SBA industries. Lenders price this risk into rate and structure, which is why matching the file to the right lender matters.
NAICS 443111 (Household Appliance Stores) received 1,758 SBA loans worth $325.1M across 5+ states. Average loan $185K, average term 122 months, 20.1% default rate (resolved-loan basis).444 active SBA-approved lenders fund this industry. Most household appliance stores loans use the SBA 7(a) program.
Which SBA Program Do Household Appliance Stores Businesses Use Most?
What Is the Best SBA Loan for Household Appliance Stores?
The most widely used SBA program for household appliance stores businesses — flexible terms, multiple use cases
Where Are Household Appliance Stores SBA Loans Most Common?
Top SBA Lenders for Household Appliance Stores
These banks have funded the most SBA loans for household appliance stores businesses (NAICS 443111). PeerSense routes deals to lenders with proven appetite in your industry.
| # | Lender | Loans | Volume |
|---|---|---|---|
| 1 | Bank of America, National Association(NC) | 120 | $7.4M |
| 2 | Wells Fargo Bank National Association(SD) | 111 | $20.3M |
| 3 | JPMorgan Chase Bank, National Association(OH) | 97 | $8.0M |
| 4 | Citizens Bank, National Association(RI) | 79 | $3.6M |
| 5 | U.S. Bank, National Association(OH) | 48 | $8.8M |
Ready to Fund Your Household Appliance Stores Business?
PeerSense places SBA loans for household appliance stores businesses nationwide. We match you with the right capital source — no retainers, referral fee at closing.
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How Does SBA Lending Work for Household Appliance Stores Businesses?
Across all SBA loan programs, 1,758 loans have been approved for businesses classified under NAICS 443111 (Household Appliance Stores), representing $325.1M in total capital deployed. The average approved loan of $185K is 46% below avg the national SBA average of $340K, with typical repayment terms of 122 months.
SBA lending for household appliance stores has remained relatively stable across recent fiscal years. 444 active lenders continue funding this sector, providing consistent access to capital for both new ventures and established businesses looking to expand.
The industry sees a balanced mix of SBA programs, with 14% of loans using the 504 program for fixed asset acquisition and the majority using 7(a) for its flexibility across working capital, equipment, and business acquisition uses. SBA 7(a) loans offer up to $5M with terms up to 25 years for real estate.
PeerSense specializes in matching household appliance stores business owners with the capital sources most likely to approve their specific deal structure. As an advisory firm (not a lender), we structure your deal across our network of 500+ SBA-approved lenders to find the best terms — our referral fee is established upfront and paid at closing. No retainers.
Frequently Asked Questions — Household Appliance Stores SBA Loans
What is the average SBA loan size for household appliance stores businesses?
Which SBA loan program is best for a household appliance stores business?
How many lenders fund SBA loans for household appliance stores?
What states have the most SBA lending for household appliance stores?
How does PeerSense help household appliance stores businesses get SBA loans?
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Data aggregated from SBA loan records (1992–2025). Household Appliance Stores defined by NAICS code 443111. Not financial advice. PeerSense is a capital advisory firm, not a lender. Consult a lending professional before making financial decisions.