Banc of California TCBY SBA Loans in California — 4 Funded
California loan data 1999–2001 · Updated April 2026
Banc of California has funded 4 SBA loans to TCBY franchisees in California, totaling $595K in approved financing across 4 cities.
The average TCBY loan in California from Banc of California is $149K, with terms averaging 120 months. The California default rate is 0% based on 3 resolved loans. California represents 100.0% of Banc of California's total TCBY lending nationally.
Looking to fund a TCBY franchise in California?
Banc of California is one of 6+ lenders who have funded TCBY in California. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Banc of California TCBY Loan Performance in California
Based on 4 SBA loans originated by Banc of California for TCBY franchisees with California addresses, the California-specific lending relationship spans 1999–2001. Of 3 resolved California loans, 3 were paid in full and 0 resulted in chargeoffs.
The California loan size range extends from $90K to $220K, indicating Banc of California funds both smaller single-unit TCBY operations and larger multi-unit or renovation projects in California. Each loan supports an average of 13 jobs in the local economy.
The 0% California default rate is a strong indicator of loan quality. This suggestsBanc of California has effective underwriting standards for TCBY deals in California and/or California TCBY franchisees have strong unit economics that support debt service. For prospective California borrowers, this is an encouraging signal — Banc of Californiaunderstands the TCBY business model in this market and has a track record of successful outcomes here.
SBA Programs Used for TCBY Loans in California
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 4 | $149K | N/A | 120 mo |
Where in California Banc of California Funds TCBY Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Rohnert Park | 1 | $220K | $220K | 0% — Low Risk |
| Thousand Oaks | 1 | $135K | $135K | 0% — Low Risk |
| San Anselmo | 1 | $150K | $150K | 0% — Low Risk |
| Fountain Valley | 1 | $90K | $90K | N/A |
Banc of California's strongest TCBY lending presence in California is concentrated in Rohnert Park (1 loans), Thousand Oaks (1 loans), San Anselmo (1 loans).
Banc of California TCBY Lending in California Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2002 | 2 | $185K | $370K | — |
| 2000 | 1 | $90K | $90K | — |
| 1999 | 1 | $135K | $135K | — |
Other Lenders That Fund TCBY in California
Banc of California is not the only lender funding TCBY in California. Compare 5 other banks who have originated TCBY SBA loans to California borrowers.
| Lender | California Loans | Avg Size | Default Rate |
|---|---|---|---|
| Banc of California (this page) | 4 | $149K | 0% — Low Risk |
| Wells Fargo Bank National Association | 5 | $110K | 0% — Low Risk |
| Readycap Lending, LLC | 3 | $158K | 33.3% — High Risk |
| Citizens Business Bank National Association | 2 | $65K | 0% — Low Risk |
| First-Citizens Bank & Trust Company | 2 | $330K | 0% — Low Risk |
| United Business Bank | 2 | $142K | 0% — Low Risk |
Other Franchises Banc of California Funds in California
Banc of California is active in California franchise lending beyond TCBY. Other California franchise brands they have funded:
How to Get an SBA Loan for a TCBY Franchise in California
If you're considering a TCBY franchise in California and want to finance through Banc of California or another SBA lender, here's what you need to know based on our analysis of 4 historical California loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.TCBY's franchise fee and total investment determine minimum capital requirements.
Compare California Lenders
6 lenders have funded TCBY in California. Lenders with more local TCBY experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches California borrowers with lenders who have a proven track record funding TCBY in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on California historical data: The average TCBY SBA loan from Banc of California in California is $149K with a 120-month term.California loan amounts range from $90K to $220K.
Ready to Fund Your TCBY Franchise in California?
We connect you with lenders who have already funded TCBY in California — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.