Columbia Bank Auntie Anne's SBA Loans in Oregon — 4 Funded
Oregon loan data 2020–2021 · Updated May 2026
Columbia Bank has funded 4 SBA loans to Auntie Anne's franchisees in Oregon, totaling $777K in approved financing across 1 city.
The average Auntie Anne's loan in Oregon from Columbia Bank is $194K at a 6.56% average interest rate, with terms averaging 120 months. The Oregon default rate is 0% based on 1 resolved loans. Oregon represents 100.0% of Columbia Bank's total Auntie Anne's lending nationally. These loans collectively support 88 Oregon jobs. SBA-guaranteed portion totals $622K (72.5% of approved volume).
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Columbia Bank is one of 1+ lenders who have funded Auntie Anne's in Oregon. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Columbia Bank Auntie Anne's Loan Performance in Oregon
Based on 4 SBA loans originated by Columbia Bank for Auntie Anne's franchisees with Oregon addresses, the Oregon-specific lending relationship spans 2020–2021. Of 1 resolved Oregon loans, 1 were paid in full and 0 resulted in chargeoffs.
The Oregon loan size range extends from $40K to $347K, indicating Columbia Bank funds both smaller single-unit Auntie Anne's operations and larger multi-unit or renovation projects in Oregon. Each loan supports an average of 22 jobs in the local economy, and the portfolio collectively supports 88 Oregon jobs. Most Oregon Auntie Anne's loans from Columbia Bank are classified under "Limited-Service Restaurants" (NAICS).
Recent activity: Columbia Bank has originated 0 Auntie Anne's Oregon loans in the last 2 fiscal years and 4 since fiscal year 2020. The most recent Auntie Anne's Oregon approval recorded is from FY2021. Note: lack of recent activity may indicate Columbia Bank has paused, slowed, or exited Auntie Anne's Oregon lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Columbia Bank's Auntie Anne's Oregon loans averages 72.5% of approved volume, totaling $622K in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Oregon default rate is a strong indicator of loan quality. This suggestsColumbia Bank has effective underwriting standards for Auntie Anne's deals in Oregon and/or Oregon Auntie Anne's franchisees have strong unit economics that support debt service. For prospective Oregon borrowers, this is an encouraging signal — Columbia Bankunderstands the Auntie Anne's business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Auntie Anne's Loans in Oregon
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 4 | $194K | 6.56% | 120 mo |
Auntie Anne's Loan Size Distribution from Columbia Bank in Oregon
How Columbia Bank's Auntie Anne's Oregon loan sizes break down by deal size. Useful for sizing your own deal: where do most Oregon Auntie Anne's approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Oregon Loans |
|---|---|---|---|
| Under $150K | 2 | $53K | 50% |
| $150K-$350K | 2 | $336K | 50% |
How Columbia Bank Originates Auntie Anne's Loans in Oregon
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Columbia Bank uses 2 different Oregon delivery methods for Auntie Anne's:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| SBA Express Program | 2 | $53K |
| Preferred Lenders Program | 2 | $336K |
Where in Oregon Columbia Bank Funds Auntie Anne's Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Salem | 4 | $194K | $777K | 0% — Low Risk |
Columbia Bank Auntie Anne's Lending in Oregon Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2021 | 2 | $195K | $390K | 5.63% |
| 2020 | 2 | $194K | $387K | 7.5% |
Other Franchises Columbia Bank Funds in Oregon
Columbia Bank is active in Oregon franchise lending beyond Auntie Anne's. Other Oregon franchise brands they have funded:
How to Get an SBA Loan for a Auntie Anne's Franchise in Oregon
If you're considering a Auntie Anne's franchise in Oregon and want to finance through Columbia Bank or another SBA lender, here's what you need to know based on our analysis of 4 historical Oregon loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Auntie Anne's's franchise fee and total investment determine minimum capital requirements.
Compare Oregon Lenders
1 lenders have funded Auntie Anne's in Oregon. Lenders with more local Auntie Anne's experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Oregon borrowers with lenders who have a proven track record funding Auntie Anne's in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Oregon historical data: The average Auntie Anne's SBA loan from Columbia Bank in Oregon is $194K with a 6.56% interest rate and a 120-month term.Oregon loan amounts range from $40K to $347K.
Ready to Fund Your Auntie Anne's Franchise in Oregon?
We connect you with lenders who have already funded Auntie Anne's in Oregon — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.