Mars vs Ubreakifix
Mars vs Ubreakifix: Mars costs $44K–$69K to open; Ubreakifix costs $50K–$255K. Mars has 16 units, Ubreakifix has 53. SBA loan history: Mars = 22 loans (27.3% default); Ubreakifix = 62 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Mars vs Ubreakifix — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Mars requires the lower minimum capital commitment ($44K vs $50K for Ubreakifix), a 12% spread. Initial franchise fees come in at $48K for Mars versus $51K for Ubreakifix — Mars has the lower entry fee.
System Scale & Tenure
On scale, Ubreakifix operates 53 units to Mars's 16 — roughly 3× the system size. Mars has been operating 62 years (founded 1964) versus 17 for Ubreakifix (founded 2009) — a 45-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Ubreakifix has the deeper SBA lending track record with 62 historical 7(a) approvals versus 22 for Mars. Mars's peak SBA year was 2008 (6 loans); Ubreakifix's peak was 2018 (13 loans). Ubreakifix's more recent peak generally indicates fresher lender appetite. Both systems concentrate the most SBA-funded units in FL — borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Mars deals is $55K vs $154K for Ubreakifix — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 27.3% for Mars and 0.0% for Ubreakifix — Ubreakifix has the cleaner historical loss profile by 27.3 points. PeerSense FPI scores come in at 23 (Fair) for Mars and 56 (Moderate) for Ubreakifix, giving Ubreakifix the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 23/100 | 56/100 |
Health Tier | Limited | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 22 | 62 |
SBA Volume | — | — |
Default Rate | 27.3% | 0.0% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $44K – $69K | $50K – $255K |
Franchise Fee | $48K | $51K |
Royalty Rate | N/A | N/A |
Ad Fund | N/A | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 16 | 53 |
Franchised Units | 16 | 53 |
Company-Owned | — | — |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1964 | 2009 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | PENSACOLA, FL | ALTAMONTE SPRINGS, FL |
Category | Automotive Body, Paint, | Automotive Body, Paint, |
Website | ||
FDD Year | N/A | 2021 |
Which Is Better — Mars or Ubreakifix?
Lower upfront capital required
Mars
Mars: $44K starting · Ubreakifix: $50K starting
More SBA lender confidence
Ubreakifix
Mars: 22 SBA loans · Ubreakifix: 62 SBA loans
Lower historical default rate
Ubreakifix
Mars: 27.3% · Ubreakifix: 0.0%
Larger system & brand presence
Ubreakifix
Mars: 16 units · Ubreakifix: 53 units
More lender financing options
Ubreakifix
Mars: 14 unique lenders · Ubreakifix: 31 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Mars vs Ubreakifix: Franchise Funding Comparison
Comparing Mars and Ubreakifix is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $44K to $255K.
Both brands have active SBA lending histories — Mars with 22 SBA loans and Ubreakifix with 62. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.