Regions Bank Pearle Vision SBA Loans in Florida — 4 Funded
Florida loan data 2001–2003 · Updated April 2026
Regions Bank has funded 4 SBA loans to Pearle Vision franchisees in Florida, totaling $1.4M in approved financing across 4 cities.
The average Pearle Vision loan in Florida from Regions Bank is $350K, with terms averaging 112 months. The Florida default rate is 0% based on 3 resolved loans. Florida represents 66.7% of Regions Bank's total Pearle Vision lending nationally.
How Florida Compares to Regions Bank's National Pearle Vision Lending
Looking to fund a Pearle Vision franchise in Florida?
Regions Bank is one of 3+ lenders who have funded Pearle Vision in Florida. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Regions Bank Pearle Vision Loan Performance in Florida
Based on 4 SBA loans originated by Regions Bank for Pearle Vision franchisees with Florida addresses, the Florida-specific lending relationship spans 2001–2003. Of 3 resolved Florida loans, 3 were paid in full and 0 resulted in chargeoffs.
The Florida loan size range extends from $285K to $414K, indicating Regions Bank funds both smaller single-unit Pearle Vision operations and larger multi-unit or renovation projects in Florida. Each loan supports an average of 4 jobs in the local economy.
The 0% Florida default rate is a strong indicator of loan quality. This suggestsRegions Bank has effective underwriting standards for Pearle Vision deals in Florida and/or Florida Pearle Vision franchisees have strong unit economics that support debt service. For prospective Florida borrowers, this is an encouraging signal — Regions Bankunderstands the Pearle Vision business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Pearle Vision Loans in Florida
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 4 | $350K | N/A | 112 mo |
Where in Florida Regions Bank Funds Pearle Vision Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Tampa | 1 | $338K | $338K | 0% — Low Risk |
| Wellington | 1 | $364K | $364K | 0% — Low Risk |
| Aventura | 1 | $414K | $414K | N/A |
| Bradenton | 1 | $285K | $285K | 0% — Low Risk |
Regions Bank's strongest Pearle Vision lending presence in Florida is concentrated in Tampa (1 loans), Wellington (1 loans), Aventura (1 loans).
Regions Bank Pearle Vision Lending in Florida Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2004 | 1 | $414K | $414K | — |
| 2002 | 2 | $351K | $702K | — |
| 2001 | 1 | $285K | $285K | — |
Other Lenders That Fund Pearle Vision in Florida
Regions Bank is not the only lender funding Pearle Vision in Florida. Compare 2 other banks who have originated Pearle Vision SBA loans to Florida borrowers.
| Lender | Florida Loans | Avg Size | Default Rate |
|---|---|---|---|
| Regions Bank (this page) | 4 | $350K | 0% — Low Risk |
| Wells Fargo Bank National Association | 3 | $453K | 66.7% — High Risk |
| Renasant Bank | 2 | $350K | 0% — Low Risk |
Other Franchises Regions Bank Funds in Florida
Regions Bank is active in Florida franchise lending beyond Pearle Vision. Other Florida franchise brands they have funded:
How to Get an SBA Loan for a Pearle Vision Franchise in Florida
If you're considering a Pearle Vision franchise in Florida and want to finance through Regions Bank or another SBA lender, here's what you need to know based on our analysis of 4 historical Florida loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Pearle Vision's franchise fee and total investment determine minimum capital requirements.
Compare Florida Lenders
3 lenders have funded Pearle Vision in Florida. Lenders with more local Pearle Vision experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Florida borrowers with lenders who have a proven track record funding Pearle Vision in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Florida historical data: The average Pearle Vision SBA loan from Regions Bank in Florida is $350K with a 112-month term.Florida loan amounts range from $285K to $414K.
Ready to Fund Your Pearle Vision Franchise in Florida?
We connect you with lenders who have already funded Pearle Vision in Florida — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.