Independence Bank Fantastic Sams SBA Loans in Arizona — 4 Funded
Arizona loan data 2003–2003 · Updated April 2026
Independence Bank has funded 4 SBA loans to Fantastic Sams franchisees in Arizona, totaling $383K in approved financing across 3 cities.
The average Fantastic Sams loan in Arizona from Independence Bank is $96K, with terms averaging 100 months. The Arizona default rate is 50% based on 4 resolved loans — 13.6 points higher than Independence Bank's national Fantastic Sams default rate of 36.4%. Arizona represents 30.8% of Independence Bank's total Fantastic Sams lending nationally.
How Arizona Compares to Independence Bank's National Fantastic Sams Lending
Looking to fund a Fantastic Sams franchise in Arizona?
Independence Bank is one of 7+ lenders who have funded Fantastic Sams in Arizona. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Independence Bank Fantastic Sams Loan Performance in Arizona
Based on 4 SBA loans originated by Independence Bank for Fantastic Sams franchisees with Arizona addresses, the Arizona-specific lending relationship spans 2003–2003. Of 4 resolved Arizona loans, 2 were paid in full and 2 resulted in chargeoffs.
The Arizona loan size range extends from $70K to $128K, indicating Independence Bank funds both smaller single-unit Fantastic Sams operations and larger multi-unit or renovation projects in Arizona.
The 50% Arizona default rate is above the SBA portfolio average. This may reflect local market conditions, the specific Arizona cities funded, or the economic cycle when these loans originated. Prospective borrowers should compare this to other Arizona lenders who have funded Fantastic Sams (shown below) and consider multiple options before committing.
SBA Programs Used for Fantastic Sams Loans in Arizona
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 4 | $96K | N/A | 100 mo |
Where in Arizona Independence Bank Funds Fantastic Sams Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Mesa | 2 | $78K | $155K | 50% — High Risk |
| Tucson | 1 | $100K | $100K | 100% — High Risk |
| Glendale | 1 | $128K | $128K | 0% — Low Risk |
Independence Bank's strongest Fantastic Sams lending presence in Arizona is concentrated in Mesa (2 loans), Tucson (1 loans), Glendale (1 loans).
Independence Bank Fantastic Sams Lending in Arizona Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2003 | 4 | $96K | $383K | — |
Other Lenders That Fund Fantastic Sams in Arizona
Independence Bank is not the only lender funding Fantastic Sams in Arizona. Compare 6 other banks who have originated Fantastic Sams SBA loans to Arizona borrowers.
| Lender | Arizona Loans | Avg Size | Default Rate |
|---|---|---|---|
| Independence Bank (this page) | 4 | $96K | 50% — High Risk |
| Wells Fargo Bank National Association | 5 | $86K | 66.7% — High Risk |
| Stearns Bank National Association | 3 | $116K | 0% — Low Risk |
| U.S. Bank, National Association | 3 | $118K | 0% — Low Risk |
| Columbia Bank | 2 | $200K | 100% — High Risk |
| JPMorgan Chase Bank, National Association | 2 | $40K | 0% — Low Risk |
| Newtek Small Business Finance, Inc. | 2 | $99K | 0% — Low Risk |
Other Franchises Independence Bank Funds in Arizona
Independence Bank is active in Arizona franchise lending beyond Fantastic Sams. Other Arizona franchise brands they have funded:
Independence Bank Fantastic Sams Lending in Other States
Independence Bank has also funded Fantastic Sams franchisees in 1 other states. View state-specific data:
How to Get an SBA Loan for a Fantastic Sams Franchise in Arizona
If you're considering a Fantastic Sams franchise in Arizona and want to finance through Independence Bank or another SBA lender, here's what you need to know based on our analysis of 4 historical Arizona loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Fantastic Sams's franchise fee and total investment determine minimum capital requirements.
Compare Arizona Lenders
7 lenders have funded Fantastic Sams in Arizona. Lenders with more local Fantastic Sams experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Arizona borrowers with lenders who have a proven track record funding Fantastic Sams in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Arizona historical data: The average Fantastic Sams SBA loan from Independence Bank in Arizona is $96K with a 100-month term.Arizona loan amounts range from $70K to $128K.
Ready to Fund Your Fantastic Sams Franchise in Arizona?
We connect you with lenders who have already funded Fantastic Sams in Arizona — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.