Fifth Third Bank Crumbl Cookies SBA Loans in Ohio — 3 Funded
Ohio loan data 2022–2023 · Updated May 2026
Fifth Third Bank has funded 3 SBA loans to Crumbl Cookies franchisees in Ohio, totaling $2.9M in approved financing across 3 cities and 3 congressional districts.
The average Crumbl Cookies loan in Ohio from Fifth Third Bank is $960K at a 7.21% average interest rate, with terms averaging 120 months. The Ohio default rate is N/A based on 0 resolved loans. Ohio represents 50.0% of Fifth Third Bank's total Crumbl Cookies lending nationally. These loans collectively support 155 Ohio jobs. SBA-guaranteed portion totals $2.2M (75% of approved volume).
How Ohio Compares to Fifth Third Bank's National Crumbl Cookies Lending
Looking to fund a Crumbl Cookies franchise in Ohio?
Fifth Third Bank is one of 4+ lenders who have funded Crumbl Cookies in Ohio. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Fifth Third Bank Crumbl Cookies Loan Performance in Ohio
Based on 3 SBA loans originated by Fifth Third Bank for Crumbl Cookies franchisees with Ohio addresses, the Ohio-specific lending relationship spans 2022–2023.
The Ohio loan size range extends from $630K to $1.4M, indicating Fifth Third Bank funds both smaller single-unit Crumbl Cookies operations and larger multi-unit or renovation projects in Ohio. Each loan supports an average of 52 jobs in the local economy, and the portfolio collectively supports 155 Ohio jobs. Most Ohio Crumbl Cookies loans from Fifth Third Bank are classified under "Retail Bakeries" (NAICS).
Recent activity: Fifth Third Bank has originated 0 Crumbl Cookies Ohio loans in the last 2 fiscal years and 3 since fiscal year 2020. The most recent Crumbl Cookies Ohio approval recorded is from FY2023. Note: lack of recent activity may indicate Fifth Third Bank has paused, slowed, or exited Crumbl Cookies Ohio lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Fifth Third Bank's Crumbl Cookies Ohio loans averages 75% of approved volume, totaling $2.2M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
SBA Programs Used for Crumbl Cookies Loans in Ohio
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $960K | 7.21% | 120 mo |
Crumbl Cookies Loan Size Distribution from Fifth Third Bank in Ohio
How Fifth Third Bank's Crumbl Cookies Ohio loan sizes break down by deal size. Useful for sizing your own deal: where do most Ohio Crumbl Cookies approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Ohio Loans |
|---|---|---|---|
| $350K-$750K | 1 | $630K | 33% |
| $750K-$1.5M | 2 | $1.1M | 67% |
How Fifth Third Bank Originates Crumbl Cookies Loans in Ohio
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Fifth Third Bank uses 1 different Ohio delivery methods for Crumbl Cookies:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 3 | $960K |
Where in Ohio Fifth Third Bank Funds Crumbl Cookies Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Delaware | 1 | $880K | $880K | N/A |
| Beavercreek | 1 | $630K | $630K | N/A |
| Columbus | 1 | $1.4M | $1.4M | N/A |
Fifth Third Bank's strongest Crumbl Cookies lending presence in Ohio is concentrated in Delaware (1 loans), Beavercreek (1 loans), Columbus (1 loans).
Fifth Third Bank Crumbl Cookies Lending in Ohio Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2023 | 2 | $1.1M | $2.3M | 8.24% |
| 2022 | 1 | $630K | $630K | 5.16% |
Other Lenders That Fund Crumbl Cookies in Ohio
Fifth Third Bank is not the only lender funding Crumbl Cookies in Ohio. Compare 3 other banks who have originated Crumbl Cookies SBA loans to Ohio borrowers.
| Lender | Ohio Loans | Avg Size | Default Rate |
|---|---|---|---|
| Fifth Third Bank (this page) | 3 | $960K | N/A |
| The Huntington National Bank | 16 | $281K | 0% — Low Risk |
| The Fahey Banking Company | 4 | $314K | 0% — Low Risk |
| First Commonwealth Bank | 3 | $863K | N/A |
Other Franchises Fifth Third Bank Funds in Ohio
Fifth Third Bank is active in Ohio franchise lending beyond Crumbl Cookies. Other Ohio franchise brands they have funded:
How to Get an SBA Loan for a Crumbl Cookies Franchise in Ohio
If you're considering a Crumbl Cookies franchise in Ohio and want to finance through Fifth Third Bank or another SBA lender, here's what you need to know based on our analysis of 3 historical Ohio loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Crumbl Cookies's franchise fee and total investment determine minimum capital requirements.
Compare Ohio Lenders
4 lenders have funded Crumbl Cookies in Ohio. Lenders with more local Crumbl Cookies experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Ohio borrowers with lenders who have a proven track record funding Crumbl Cookies in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Ohio historical data: The average Crumbl Cookies SBA loan from Fifth Third Bank in Ohio is $960K with a 7.21% interest rate and a 120-month term.Ohio loan amounts range from $630K to $1.4M.
Ready to Fund Your Crumbl Cookies Franchise in Ohio?
We connect you with lenders who have already funded Crumbl Cookies in Ohio — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.