US Metro Bank Comfort Suites By Choice Hotel SBA Loans in Texas — 5 Funded
Texas loan data 2020–2025 · Updated May 2026
US Metro Bank has funded 5 SBA loans to Comfort Suites By Choice Hotel franchisees in Texas, totaling $15.8M in approved financing across 5 cities and 5 congressional districts.
The average Comfort Suites By Choice Hotel loan in Texas from US Metro Bank is $3.2M at a 7.55% average interest rate, with terms averaging 301 months. The Texas default rate is 0% based on 2 resolved loans. Texas represents 83.3% of US Metro Bank's total Comfort Suites By Choice Hotel lending nationally. These loans collectively support 52 Texas jobs. SBA-guaranteed portion totals $12.3M (78% of approved volume). 1 of these loans were originated in the last 2 fiscal years.
How Texas Compares to US Metro Bank's National Comfort Suites By Choice Hotel Lending
Looking to fund a Comfort Suites By Choice Hotel franchise in Texas?
US Metro Bank is one of 7+ lenders who have funded Comfort Suites By Choice Hotel in Texas. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
US Metro Bank Comfort Suites By Choice Hotel Loan Performance in Texas
Based on 5 SBA loans originated by US Metro Bank for Comfort Suites By Choice Hotel franchisees with Texas addresses, the Texas-specific lending relationship spans 2020–2025. Of 2 resolved Texas loans, 2 were paid in full and 0 resulted in chargeoffs.
The Texas loan size range extends from $1.4M to $4.6M, indicating US Metro Bank funds both smaller single-unit Comfort Suites By Choice Hotel operations and larger multi-unit or renovation projects in Texas. Each loan supports an average of 10 jobs in the local economy, and the portfolio collectively supports 52 Texas jobs. Most Texas Comfort Suites By Choice Hotel loans from US Metro Bank are classified under "Hotels (except Casino Hotels) and Motels" (NAICS).
Recent activity: US Metro Bank has originated 1 Comfort Suites By Choice Hotel Texas loans in the last 2 fiscal years and 5 since fiscal year 2020. The most recent Comfort Suites By Choice Hotel Texas approval recorded is from FY2025.
SBA guarantee profile: The SBA-guaranteed portion of US Metro Bank's Comfort Suites By Choice Hotel Texas loans averages 78% of approved volume, totaling $12.3M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Texas default rate is a strong indicator of loan quality. This suggestsUS Metro Bank has effective underwriting standards for Comfort Suites By Choice Hotel deals in Texas and/or Texas Comfort Suites By Choice Hotel franchisees have strong unit economics that support debt service. For prospective Texas borrowers, this is an encouraging signal — US Metro Bankunderstands the Comfort Suites By Choice Hotel business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Comfort Suites By Choice Hotel Loans in Texas
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 5 | $3.2M | 7.55% | 301 mo |
Comfort Suites By Choice Hotel Loan Size Distribution from US Metro Bank in Texas
How US Metro Bank's Comfort Suites By Choice Hotel Texas loan sizes break down by deal size. Useful for sizing your own deal: where do most Texas Comfort Suites By Choice Hotel approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Texas Loans |
|---|---|---|---|
| $750K-$1.5M | 1 | $1.4M | 20% |
| Over $1.5M | 4 | $3.6M | 80% |
How US Metro Bank Originates Comfort Suites By Choice Hotel Loans in Texas
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. US Metro Bank uses 1 different Texas delivery methods for Comfort Suites By Choice Hotel:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 5 | $3.2M |
Where in Texas US Metro Bank Funds Comfort Suites By Choice Hotel Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Houston | 1 | $2.5M | $2.5M | N/A |
| San Antonio | 1 | $1.4M | $1.4M | 0% — Low Risk |
| Galveston | 1 | $4.3M | $4.3M | N/A |
| Ennis | 1 | $3.0M | $3.0M | N/A |
| The Colony | 1 | $4.6M | $4.6M | 0% — Low Risk |
US Metro Bank's strongest Comfort Suites By Choice Hotel lending presence in Texas is concentrated in Houston (1 loans), San Antonio (1 loans), Galveston (1 loans).
US Metro Bank Comfort Suites By Choice Hotel Lending in Texas Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2025 | 1 | $4.3M | $4.3M | 8.75% |
| 2023 | 2 | $1.9M | $3.9M | 9.63% |
| 2021 | 1 | $3.0M | $3.0M | 4.5% |
| 2020 | 1 | $4.6M | $4.6M | 5.25% |
Other Lenders That Fund Comfort Suites By Choice Hotel in Texas
US Metro Bank is not the only lender funding Comfort Suites By Choice Hotel in Texas. Compare 6 other banks who have originated Comfort Suites By Choice Hotel SBA loans to Texas borrowers.
| Lender | Texas Loans | Avg Size | Default Rate |
|---|---|---|---|
| US Metro Bank (this page) | 5 | $3.2M | 0% — Low Risk |
| Readycap Lending, LLC | 4 | $1.8M | 0% — Low Risk |
| Bank of Hope | 2 | $4.4M | 0% — Low Risk |
| Celtic Bank Corporation | 2 | $4.8M | 0% — Low Risk |
| Commonwealth Business Bank | 2 | $4.7M | 0% — Low Risk |
| Open Bank | 2 | $4.8M | 0% — Low Risk |
| Wallis Bank | 2 | $2.8M | N/A |
Other Franchises US Metro Bank Funds in Texas
US Metro Bank is active in Texas franchise lending beyond Comfort Suites By Choice Hotel. Other Texas franchise brands they have funded:
How to Get an SBA Loan for a Comfort Suites By Choice Hotel Franchise in Texas
If you're considering a Comfort Suites By Choice Hotel franchise in Texas and want to finance through US Metro Bank or another SBA lender, here's what you need to know based on our analysis of 5 historical Texas loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Comfort Suites By Choice Hotel's franchise fee and total investment determine minimum capital requirements.
Compare Texas Lenders
7 lenders have funded Comfort Suites By Choice Hotel in Texas. Lenders with more local Comfort Suites By Choice Hotel experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Texas borrowers with lenders who have a proven track record funding Comfort Suites By Choice Hotel in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Texas historical data: The average Comfort Suites By Choice Hotel SBA loan from US Metro Bank in Texas is $3.2M with a 7.55% interest rate and a 301-month term.Texas loan amounts range from $1.4M to $4.6M.
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We connect you with lenders who have already funded Comfort Suites By Choice Hotel in Texas — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.