Jiffy Lube vs Strickland Brothers
Jiffy Lube vs Strickland Brothers: Jiffy Lube costs $232K–$400K to open; Strickland Brothers costs $221K–$364K. Jiffy Lube has 129 units, Strickland Brothers has 35. SBA loan history: Jiffy Lube = 167 loans (3.0% default); Strickland Brothers = 42 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Jiffy Lube vs Strickland Brothers — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Strickland Brothers requires the lower minimum capital commitment ($221K vs $232K for Jiffy Lube), a 5% spread. Ongoing royalty load is 3% for Jiffy Lube and 5% for Strickland Brothers, giving Jiffy Lube the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Jiffy Lube operates 129 units to Strickland Brothers's 35 — roughly 4× the system size. Jiffy Lube has been operating 47 years (founded 1979) versus 10 for Strickland Brothers (founded 2016) — a 37-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Jiffy Lube has the deeper SBA lending track record with 167 historical 7(a) approvals versus 42 for Strickland Brothers.
Risk Signal
SBA default rates are 3.0% for Jiffy Lube and 0.0% for Strickland Brothers — Strickland Brothers has the cleaner historical loss profile by 3.0 points. PeerSense FPI scores come in at 56 (Moderate) for Jiffy Lube and 65 (Strong) for Strickland Brothers, giving Strickland Brothers the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 56/100 | 65/100 |
Health Tier | Moderate | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 167 | 42 |
SBA Volume | — | — |
Default Rate | 3.0% | 0.0% |
Peer Tier | major | established |
Investment & Costs
Total Investment | $232K – $400K | $221K – $364K |
Franchise Fee | $50K | N/A |
Royalty Rate | 3% | 5% |
Ad Fund | N/A | 5% |
Liquid Capital | $250K | N/A |
Net Worth Required | $500K | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 129 | 35 |
Franchised Units | 129 | 35 |
Company-Owned | — | — |
Term Length | N/A | N/A |
Brand Information
Year Founded | 1979 | 2016 |
Franchising Since | 1979 | 2019 |
Years Franchising | 47 yrs | 7 yrs |
Headquarters | Houston, TX | N/A |
Category | Automotive Oil Change | Automotive Oil Change |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better — Jiffy Lube or Strickland Brothers?
Lower upfront capital required
Strickland Brothers
Jiffy Lube: $232K starting · Strickland Brothers: $221K starting
More SBA lender confidence
Jiffy Lube
Jiffy Lube: 167 SBA loans · Strickland Brothers: 42 SBA loans
Lower historical default rate
Strickland Brothers
Jiffy Lube: 3.0% · Strickland Brothers: 0.0%
Larger system & brand presence
Jiffy Lube
Jiffy Lube: 129 units · Strickland Brothers: 35 units
Lower ongoing royalty load
Jiffy Lube
Jiffy Lube: 3% · Strickland Brothers: 5%
More lender financing options
Jiffy Lube
Jiffy Lube: 75 unique lenders · Strickland Brothers: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Jiffy Lube vs Strickland Brothers: Franchise Funding Comparison
Comparing Jiffy Lube and Strickland Brothers is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $221K to $400K.
Both brands have active SBA lending histories — Jiffy Lube with 167 SBA loans and Strickland Brothers with 42. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.