Hometeam Inspection Service vs Win Home Inspection
Hometeam Inspection Service vs Win Home Inspection: Hometeam Inspection Service costs $65K–$92K to open; Win Home Inspection costs $13K–$260K. Hometeam Inspection Service has 200 units, Win Home Inspection has 16. SBA loan history: Hometeam Inspection Service = 37 loans (16.2% default); Win Home Inspection = 17 loans (5.9% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Health & Performance
FPI Score | 54/100 | 53/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 37 | 17 |
SBA Volume | — | — |
Default Rate | 16.2% | 5.9% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $65K – $92K | $13K – $260K |
Franchise Fee | $55K | $15K |
Royalty Rate | 6% | 7% |
Ad Fund | 3% | 4% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 200 | 16 |
Franchised Units | 200 | 16 |
Company-Owned | — | — |
Term Length | 10 yrs | 7 yrs |
Brand Information
Year Founded | N/A | N/A |
Franchising Since | 1992 | N/A |
Years Franchising | 34 yrs | N/A |
Headquarters | ELKRIDGE, MD | CO |
Category | Building Inspection Services | Building Inspection Services |
Website | ||
FDD Year | 2026 | 2026 |
Which Is Better — Hometeam Inspection Service or Win Home Inspection?
Lower upfront capital required
Win Home Inspection
Hometeam Inspection Service: $65K starting · Win Home Inspection: $13K starting
More SBA lender confidence
Hometeam Inspection Service
Hometeam Inspection Service: 37 SBA loans · Win Home Inspection: 17 SBA loans
Lower historical default rate
Win Home Inspection
Hometeam Inspection Service: 16.2% · Win Home Inspection: 5.9%
Larger system & brand presence
Hometeam Inspection Service
Hometeam Inspection Service: 200 units · Win Home Inspection: 16 units
Lower ongoing royalty load
Hometeam Inspection Service
Hometeam Inspection Service: 6% · Win Home Inspection: 7%
More lender financing options
Hometeam Inspection Service
Hometeam Inspection Service: 16 unique lenders · Win Home Inspection: 12 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Hometeam Inspection Service vs Win Home Inspection: Franchise Funding Comparison
Comparing Hometeam Inspection Service and Win Home Inspection is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $13K to $260K.
Both brands have active SBA lending histories — Hometeam Inspection Service with 37 SBA loans and Win Home Inspection with 17. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.