Everline Coatings And Services vs Restopros
Everline Coatings And Services vs Restopros: Everline Coatings And Services costs $75K to $239K to open; Restopros costs $40K to $350K. Everline Coatings And Services has 54 units, Restopros has 40. SBA loan history: Everline Coatings And Services = 93 loans (0.0% default); Restopros = 65 loans (0.0% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Everline Coatings And Services vs Restopros: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Restopros requires the lower minimum capital commitment ($40K vs $75K for Everline Coatings And Services), a 88% spread. Initial franchise fees come in at $100K for Everline Coatings And Services versus $30K for Restopros, Restopros has the lower entry fee. Ongoing royalty load is 6% for Everline Coatings And Services and 5% for Restopros, giving Restopros the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Everline Coatings And Services operates 54 units to Restopros's 40.
SBA Lending Profile
Everline Coatings And Services has the deeper SBA lending track record, with 93 7(a) approvals compared with 65 for Restopros. Everline Coatings And Services's peak SBA year was 2023 (45 loans); Restopros's peak was 2024 (19 loans). Restopros's more recent peak generally indicates fresher lender appetite. Both systems have the most SBA funded units in TX. Borrowers in that state will find the deepest lender familiarity with either brand. Average SBA loan size on funded Everline Coatings And Services deals is $220K vs $186K for Restopros, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 0.0% for Everline Coatings And Services and 0.0% for Restopros. PeerSense FPI scores come in at 72 (Strong) for Everline Coatings And Services and 70 (Strong) for Restopros, giving Everline Coatings And Services the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 72/100 | 70/100 |
Health Tier | Strong | Strong |
Confidence | N/A | N/A |
Lending Trend | N/A | N/A |
SBA Lending
SBA Loans | 93 | 65 |
SBA Volume | – | – |
Default Rate | 0.0% | 0.0% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $75K to $239K | $40K to $350K |
Franchise Fee | $100K | $30K |
Royalty Rate | 6% | 5% |
Ad Fund | 2% | 1% |
Liquid Capital | $75K | N/A |
Net Worth Required | $250K | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Disclosed |
System Size & Operations
Total Units | 54 | 40 |
Franchised Units | 54 | 40 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2012 | N/A |
Franchising Since | 2017 | 2024 |
Years Franchising | 9 yrs | 2 yrs |
Headquarters | TX | Leander, TX |
Category | All Other Specialty Trade Contractors | All Other Specialty Trade Contractors |
Website | ||
FDD Year | 2026 | 2026 |
Which Is Better, Everline Coatings And Services or Restopros?
Lower upfront capital required
Restopros
Everline Coatings And Services: $75K starting · Restopros: $40K starting
More SBA lender confidence
Everline Coatings And Services
Everline Coatings And Services: 93 SBA loans · Restopros: 65 SBA loans
Lower SBA default rate
Tie
Everline Coatings And Services: 0.0% · Restopros: 0.0%
Larger system & brand presence
Everline Coatings And Services
Everline Coatings And Services: 54 units · Restopros: 40 units
Lower ongoing royalty load
Restopros
Everline Coatings And Services: 6% · Restopros: 5%
More lender financing options
Everline Coatings And Services
Everline Coatings And Services: 14 unique lenders · Restopros: 8 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Everline Coatings And Services vs Restopros: Franchise Funding Comparison
Comparing Everline Coatings And Services and Restopros is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $40K to $350K.
Everline Coatings And Services has 93 SBA loans on record and Restopros has 65. Those totals are cumulative history rather than a measure of current appetite. There is not enough recent lending activity on record to judge current appetite for at least one of these brands, so it has to be checked deal by deal.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Everline Coatings And Services vs Restopros, Frequently Asked Questions
Which is a better franchise investment, Everline Coatings And Services or Restopros?
How much does a Everline Coatings And Services franchise cost compared to Restopros?
Can I finance Everline Coatings And Services or Restopros with an SBA loan?
Which has a lower SBA default rate, Everline Coatings And Services or Restopros?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman