Discovery Point vs Pump It Up Holdings
Discovery Point vs Pump It Up Holdings: Discovery Point costs $216K–$2.0M to open; Pump It Up Holdings costs $301K–$896K. Discovery Point has 32 units, Pump It Up Holdings has 106. SBA loan history: Discovery Point = 45 loans (11.1% default); Pump It Up Holdings = 130 loans (12.3% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Discovery Point vs Pump It Up Holdings: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Discovery Point requires the lower minimum capital commitment ($216K vs $301K for Pump It Up Holdings), a 28% spread. Initial franchise fees come in at $75K for Discovery Point versus $30K for Pump It Up Holdings, Pump It Up Holdings has the lower entry fee.
System Scale & Tenure
On scale, Pump It Up Holdings operates 106 units to Discovery Point's 32, roughly 3× the system size. Discovery Point has been operating 38 years (founded 1988) versus 26 for Pump It Up Holdings (founded 2000), a 12-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Pump It Up Holdings has the deeper SBA lending track record with 130 historical 7(a) approvals versus 45 for Discovery Point.
Risk Signal
SBA default rates are 11.1% for Discovery Point and 12.3% for Pump It Up Holdings, Discovery Point has the cleaner historical loss profile by 1.2 points. PeerSense FPI scores come in at 28 (Fair) for Discovery Point and 49 (Fair) for Pump It Up Holdings, giving Pump It Up Holdings the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 28/100 | 49/100 |
Health Tier | Limited | Fair |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 45 | 130 |
SBA Volume | – | – |
Default Rate | 11.1% | 12.3% |
Peer Tier | established | major |
Investment & Costs
Total Investment | $216K – $2.0M | $301K – $896K |
Franchise Fee | $75K | $30K |
Royalty Rate | N/A | 6% |
Ad Fund | N/A | 5% |
Liquid Capital | N/A | $200K |
Net Worth Required | N/A | $750K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 32 | 106 |
Franchised Units | 32 | 106 |
Company-Owned | – | – |
Term Length | 20 yrs | 10 yrs |
Brand Information
Year Founded | 1988 | 2000 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | LAWRENCEVILLE, GA | Tempe, AZ |
Category | Lessors of Nonresidential Buildings | Lessors of Nonresidential Buildings |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better, Discovery Point or Pump It Up Holdings?
Lower upfront capital required
Discovery Point
Discovery Point: $216K starting · Pump It Up Holdings: $301K starting
More SBA lender confidence
Pump It Up Holdings
Discovery Point: 45 SBA loans · Pump It Up Holdings: 130 SBA loans
Lower historical default rate
Discovery Point
Discovery Point: 11.1% · Pump It Up Holdings: 12.3%
Larger system & brand presence
Pump It Up Holdings
Discovery Point: 32 units · Pump It Up Holdings: 106 units
More lender financing options
Pump It Up Holdings
Discovery Point: 16 unique lenders · Pump It Up Holdings: 65 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Discovery Point vs Pump It Up Holdings: Franchise Funding Comparison
Comparing Discovery Point and Pump It Up Holdings is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $216K to $2.0M.
Both brands have active SBA lending histories, Discovery Point with 45 SBA loans and Pump It Up Holdings with 130. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Discovery Point vs Pump It Up Holdings, Frequently Asked Questions
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