Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
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Side-by-Side Comparison

Dale Carnegie vs Sandler

Dale Carnegie
Dale Carnegie

Professional

48
Sandler
Sandler

Professional

61 10W

Health & Performance

FPI Score
48/100
61/100
Health Tier
Fair
Moderate
Confidence
N/A
N/A
Lending Trend
Declining
Declining

SBA Lending

SBA Loans
24
30
SBA Volume
Default Rate
8.3%
3.3%
Peer Tier
growing
established

Investment & Costs

Total Investment
$47K$823K
$291K$2.0M
Franchise Fee
$65K
$40K
Royalty Rate
12%
8%
Ad Fund
N/A
0.5%
Liquid Capital
N/A
N/A
Net Worth Required
N/A
N/A

Financial Performance (Item 19)

Item 19 Status
Not Disclosed
Not Disclosed

System Size & Operations

Total Units
16
28
Franchised Units
16
28
Company-Owned
Term Length
N/A
5 yrs

Brand Information

Year Founded
1912
1967
Franchising Since
N/A
N/A
Years Franchising
N/A
N/A
Headquarters
Carlsbad, CA
Owings Mills, MD
Category
Professional
Professional
Website
FDD Year
N/A
2026
Franchise Financing

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Retainers or Consulting Fees

SBA 7(a)

10% Down Franchise Loans

About These Franchises

Dale Carnegie

No description available.

Sandler

No description available.

Dale Carnegie vs Sandler: Franchise Funding Comparison

Comparing Dale Carnegie and Sandler is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $47K to $2.0M.

Both brands have active SBA lending histories — Dale Carnegie with 24 SBA loans and Sandler with 30. This means proven lender acceptance and established underwriting paths for franchise buyers.

SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.

Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.