Bright Star Learning Center vs Interim Healthcare
Bright Star Learning Center vs Interim Healthcare: Bright Star Learning Center costs $96K–$1.0M to open; Interim Healthcare costs $156K–$628K. Bright Star Learning Center has 12 units, Interim Healthcare has 230. SBA loan history: Bright Star Learning Center = 19 loans (26.3% default); Interim Healthcare = 68 loans (8.8% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Bright Star Learning Center vs Interim Healthcare — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Bright Star Learning Center requires the lower minimum capital commitment ($96K vs $156K for Interim Healthcare), a 38% spread.
System Scale & Tenure
On scale, Interim Healthcare operates 230 units to Bright Star Learning Center's 12 — roughly 19× the system size.
SBA Lending Profile
Interim Healthcare has the deeper SBA lending track record with 68 historical 7(a) approvals versus 19 for Bright Star Learning Center. Bright Star Learning Center's peak SBA year was 2008 (8 loans); Interim Healthcare's peak was 2018 (7 loans). Interim Healthcare's more recent peak generally indicates fresher lender appetite. Geographically, Bright Star Learning Center concentrates in GA (12 SBA-funded units) while Interim Healthcare leads in CA (10) — pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Bright Star Learning Center deals is $353K vs $457K for Interim Healthcare — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 26.3% for Bright Star Learning Center and 8.8% for Interim Healthcare — Interim Healthcare has the cleaner historical loss profile by 17.5 points. PeerSense FPI scores come in at 21 (Fair) for Bright Star Learning Center and 69 (Strong) for Interim Healthcare, giving Interim Healthcare the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 21/100 | 69/100 |
Health Tier | Limited | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Stable |
SBA Lending
SBA Loans | 19 | 68 |
SBA Volume | — | — |
Default Rate | 26.3% | 8.8% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $96K – $1.0M | $156K – $628K |
Franchise Fee | N/A | $75K |
Royalty Rate | N/A | 5.5% |
Ad Fund | N/A | 1% |
Liquid Capital | N/A | $75K |
Net Worth Required | N/A | $300K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 12 | 230 |
Franchised Units | 12 | 226 |
Company-Owned | — | 4 |
Term Length | N/A | 10 yrs |
Brand Information
Year Founded | N/A | 1966 |
Franchising Since | N/A | 1968 |
Years Franchising | N/A | 58 yrs |
Headquarters | MCDONOUGH, GA | Sunrise, CA |
Category | Home Health Care Services | Home Health Care Services |
Website | ||
FDD Year | N/A | 2026 |
Which Is Better — Bright Star Learning Center or Interim Healthcare?
Lower upfront capital required
Bright Star Learning Center
Bright Star Learning Center: $96K starting · Interim Healthcare: $156K starting
More SBA lender confidence
Interim Healthcare
Bright Star Learning Center: 19 SBA loans · Interim Healthcare: 68 SBA loans
Lower historical default rate
Interim Healthcare
Bright Star Learning Center: 26.3% · Interim Healthcare: 8.8%
Larger system & brand presence
Interim Healthcare
Bright Star Learning Center: 12 units · Interim Healthcare: 230 units
More lender financing options
Interim Healthcare
Bright Star Learning Center: 10 unique lenders · Interim Healthcare: 38 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Bright Star Learning Center vs Interim Healthcare: Franchise Funding Comparison
Comparing Bright Star Learning Center and Interim Healthcare is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $96K to $1.0M.
Both brands have active SBA lending histories — Bright Star Learning Center with 19 SBA loans and Interim Healthcare with 68. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.