Assisted Living Locators vs Comforcare Senior Services
Assisted Living Locators vs Comforcare Senior Services: Assisted Living Locators costs $75K–$461K to open; Comforcare Senior Services costs $48K–$315K. Assisted Living Locators has 31 units, Comforcare Senior Services has 21. SBA loan history: Assisted Living Locators = 36 loans (13.9% default); Comforcare Senior Services = 17 loans (5.9% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Assisted Living Locators vs Comforcare Senior Services — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Comforcare Senior Services requires the lower minimum capital commitment ($48K vs $75K for Assisted Living Locators), a 57% spread. Initial franchise fees come in at $50K for Assisted Living Locators versus $43K for Comforcare Senior Services — Comforcare Senior Services has the lower entry fee. Ongoing royalty load is 8% for Assisted Living Locators and 5% for Comforcare Senior Services, giving Comforcare Senior Services the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Assisted Living Locators operates 31 units to Comforcare Senior Services's 21. Comforcare Senior Services has been operating 30 years (founded 1996) versus 23 for Assisted Living Locators (founded 2003) — a 7-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Assisted Living Locators has the deeper SBA lending track record with 36 historical 7(a) approvals versus 17 for Comforcare Senior Services. Assisted Living Locators's peak SBA year was 2018 (5 loans); Comforcare Senior Services's peak was 2017 (5 loans). Assisted Living Locators's more recent peak generally indicates fresher lender appetite. Geographically, Assisted Living Locators concentrates in OH (3 SBA-funded units) while Comforcare Senior Services leads in CA (5) — pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Assisted Living Locators deals is $248K vs $175K for Comforcare Senior Services — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 13.9% for Assisted Living Locators and 5.9% for Comforcare Senior Services — Comforcare Senior Services has the cleaner historical loss profile by 8.0 points. PeerSense FPI scores come in at 64 (Moderate) for Assisted Living Locators and 37 (Fair) for Comforcare Senior Services, giving Assisted Living Locators the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 64/100 | 37/100 |
Health Tier | Moderate | Fair |
Confidence | N/A | N/A |
Lending Trend | Stable | Declining |
SBA Lending
SBA Loans | 36 | 17 |
SBA Volume | — | — |
Default Rate | 13.9% | 5.9% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $75K – $461K | $48K – $315K |
Franchise Fee | $50K | $43K |
Royalty Rate | 8% | 5% |
Ad Fund | 2% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 31 | 21 |
Franchised Units | 31 | 21 |
Company-Owned | — | — |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2003 | 1996 |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | Scottsdale, AZ | Diamond bar, CA |
Category | Services for the Elderly | Services for the Elderly |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better — Assisted Living Locators or Comforcare Senior Services?
Lower upfront capital required
Comforcare Senior Services
Assisted Living Locators: $75K starting · Comforcare Senior Services: $48K starting
More SBA lender confidence
Assisted Living Locators
Assisted Living Locators: 36 SBA loans · Comforcare Senior Services: 17 SBA loans
Lower historical default rate
Comforcare Senior Services
Assisted Living Locators: 13.9% · Comforcare Senior Services: 5.9%
Larger system & brand presence
Assisted Living Locators
Assisted Living Locators: 31 units · Comforcare Senior Services: 21 units
Lower ongoing royalty load
Comforcare Senior Services
Assisted Living Locators: 8% · Comforcare Senior Services: 5%
More lender financing options
Comforcare Senior Services
Assisted Living Locators: 9 unique lenders · Comforcare Senior Services: 10 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Assisted Living Locators vs Comforcare Senior Services: Franchise Funding Comparison
Comparing Assisted Living Locators and Comforcare Senior Services is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $48K to $461K.
Both brands have active SBA lending histories — Assisted Living Locators with 36 SBA loans and Comforcare Senior Services with 17. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.