Assisted Living Locators vs Comforcare Senior Services
Assisted Living Locators vs Comforcare Senior Services: Assisted Living Locators costs $75K to $461K to open; Comforcare Senior Services costs $48K to $315K. Assisted Living Locators has 31 units, Comforcare Senior Services has 21. SBA loan history: Assisted Living Locators = 36 loans (13.9% default); Comforcare Senior Services = 17 loans (5.9% default). The franchise with more SBA funded units, a lower SBA default rate, and a lower royalty load is the safer financing bet; see the comparison below.
Assisted Living Locators vs Comforcare Senior Services: Capital, Scale & Lending Analysis
Analysis based on FDD filings and SBA 7(a) loan level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Comforcare Senior Services requires the lower minimum capital commitment ($48K vs $75K for Assisted Living Locators), a 57% spread. Initial franchise fees come in at $50K for Assisted Living Locators versus $43K for Comforcare Senior Services, Comforcare Senior Services has the lower entry fee. Ongoing royalty load is 8% for Assisted Living Locators and 5% for Comforcare Senior Services, giving Comforcare Senior Services the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Assisted Living Locators operates 31 units to Comforcare Senior Services's 21. Comforcare Senior Services has been operating 30 years (founded 1996) versus 23 for Assisted Living Locators (founded 2003), a 7-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Assisted Living Locators has the deeper SBA lending track record, with 36 7(a) approvals compared with 17 for Comforcare Senior Services. Assisted Living Locators's peak SBA year was 2018 (5 loans); Comforcare Senior Services's peak was 2017 (5 loans). Assisted Living Locators's more recent peak generally indicates fresher lender appetite. Assisted Living Locators has the most SBA funded units in OH, with 3. Comforcare Senior Services leads in CA, with 5. Borrowers should pick the brand whose strongest SBA state matches their own state for warmer lender introductions. Average SBA loan size on funded Assisted Living Locators deals is $248K vs $175K for Comforcare Senior Services, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 13.9% for Assisted Living Locators and 5.9% for Comforcare Senior Services, Comforcare Senior Services has the cleaner SBA loss record by 8.0 points. PeerSense FPI scores come in at 64 (Moderate) for Assisted Living Locators and 37 (Fair) for Comforcare Senior Services, giving Assisted Living Locators the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 64/100 | 37/100 |
Health Tier | Moderate | Fair |
Confidence | N/A | N/A |
Lending Trend | Stable | Declining |
SBA Lending
SBA Loans | 36 | 17 |
SBA Volume | – | – |
Default Rate | 13.9% | 5.9% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $75K to $461K | $48K to $315K |
Franchise Fee | $50K | $43K |
Royalty Rate | 8% | 5% |
Ad Fund | 2% | 2% |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Disclosed | Not Disclosed |
System Size & Operations
Total Units | 31 | 21 |
Franchised Units | 31 | 21 |
Company Owned | – | – |
Term Length | 10 yrs | 10 yrs |
Brand Information
Year Founded | 2003 | 1996 |
Franchising Since | 2006 | N/A |
Years Franchising | 20 yrs | N/A |
Headquarters | Scottsdale, AZ | Diamond bar, CA |
Category | Services for the Elderly | Services for the Elderly |
Website | ||
FDD Year | 2025 | N/A |
Which Is Better, Assisted Living Locators or Comforcare Senior Services?
Lower upfront capital required
Tie
Assisted Living Locators: $75K starting · Comforcare Senior Services: $48K starting
More SBA lender confidence
Assisted Living Locators
Assisted Living Locators: 36 SBA loans · Comforcare Senior Services: 17 SBA loans
Lower SBA default rate
Comforcare Senior Services
Assisted Living Locators: 13.9% · Comforcare Senior Services: 5.9%
Larger system & brand presence
Tie
Assisted Living Locators: 31 units · Comforcare Senior Services: 21 units
Lower ongoing royalty load
Comforcare Senior Services
Assisted Living Locators: 8% · Comforcare Senior Services: 5%
More lender financing options
Comforcare Senior Services
Assisted Living Locators: 9 unique lenders · Comforcare Senior Services: 10 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Assisted Living Locators vs Comforcare Senior Services: Franchise Funding Comparison
Comparing Assisted Living Locators and Comforcare Senior Services is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $48K to $461K.
Assisted Living Locators has 36 SBA loans on record and Comforcare Senior Services has 17. Those totals are cumulative history rather than a measure of current appetite. Recent lending activity is trending down for at least one of these brands, so current lender appetite has to be checked deal by deal rather than assumed from the totals.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Assisted Living Locators vs Comforcare Senior Services, Frequently Asked Questions
Which is a better franchise investment, Assisted Living Locators or Comforcare Senior Services?
How much does a Assisted Living Locators franchise cost compared to Comforcare Senior Services?
Can I finance Assisted Living Locators or Comforcare Senior Services with an SBA loan?
Which has a lower SBA default rate, Assisted Living Locators or Comforcare Senior Services?
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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