1-800-Packouts vs United Water Restoration Group
1-800-Packouts vs United Water Restoration Group: 1-800-Packouts costs $197K–$401K to open; United Water Restoration Group costs $155K–$582K. 1-800-Packouts has 16 units, United Water Restoration Group has 24. SBA loan history: 1-800-Packouts = 24 loans (4.2% default); United Water Restoration Group = 28 loans (3.6% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
1-800-Packouts vs United Water Restoration Group — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
United Water Restoration Group requires the lower minimum capital commitment ($155K vs $197K for 1-800-Packouts), a 27% spread. Initial franchise fees come in at $63K for 1-800-Packouts versus $49K for United Water Restoration Group — United Water Restoration Group has the lower entry fee. Ongoing royalty load is 7% for 1-800-Packouts and 6% for United Water Restoration Group, giving United Water Restoration Group the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, United Water Restoration Group operates 24 units to 1-800-Packouts's 16. United Water Restoration Group has been operating 18 years (founded 2008) versus 13 for 1-800-Packouts (founded 2013) — a 5-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
United Water Restoration Group has the deeper SBA lending track record with 28 historical 7(a) approvals versus 24 for 1-800-Packouts. 1-800-Packouts's peak SBA year was 2024 (11 loans); United Water Restoration Group's peak was 2025 (9 loans). United Water Restoration Group's more recent peak generally indicates fresher lender appetite. Geographically, 1-800-Packouts concentrates in CO (4 SBA-funded units) while United Water Restoration Group leads in FL (6) — pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded 1-800-Packouts deals is $273K vs $327K for United Water Restoration Group — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 4.2% for 1-800-Packouts and 3.6% for United Water Restoration Group — United Water Restoration Group has the cleaner historical loss profile by 0.6 points. PeerSense FPI scores come in at 80 (Excellent) for 1-800-Packouts and 79 (Strong) for United Water Restoration Group, giving 1-800-Packouts the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 80/100 | 79/100 |
Health Tier | Excellent | Strong |
Confidence | N/A | N/A |
Lending Trend | Surging | Growing |
SBA Lending
SBA Loans | 24 | 28 |
SBA Volume | — | — |
Default Rate | 4.2% | 3.6% |
Peer Tier | growing | established |
Investment & Costs
Total Investment | $197K – $401K | $155K – $582K |
Franchise Fee | $63K | $49K |
Royalty Rate | 7% | 6% |
Ad Fund | N/A | N/A |
Liquid Capital | $75K | $50K |
Net Worth Required | $300K | $150K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Disclosed |
System Size & Operations
Total Units | 16 | 24 |
Franchised Units | 16 | 24 |
Company-Owned | — | — |
Term Length | 5 yrs | N/A |
Brand Information
Year Founded | 2013 | 2008 |
Franchising Since | 2015 | 2015 |
Years Franchising | 11 yrs | 11 yrs |
Headquarters | Ball Ground, GA | Melbourne, FL |
Category | Restoration Services | Restoration Services |
Website | ||
FDD Year | N/A | 2025 |
Which Is Better — 1-800-Packouts or United Water Restoration Group?
Lower upfront capital required
United Water Restoration Group
1-800-Packouts: $197K starting · United Water Restoration Group: $155K starting
More SBA lender confidence
United Water Restoration Group
1-800-Packouts: 24 SBA loans · United Water Restoration Group: 28 SBA loans
Lower historical default rate
United Water Restoration Group
1-800-Packouts: 4.2% · United Water Restoration Group: 3.6%
Larger system & brand presence
United Water Restoration Group
1-800-Packouts: 16 units · United Water Restoration Group: 24 units
Lower ongoing royalty load
United Water Restoration Group
1-800-Packouts: 7% · United Water Restoration Group: 6%
More lender financing options
United Water Restoration Group
1-800-Packouts: 10 unique lenders · United Water Restoration Group: 12 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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1-800-Packouts vs United Water Restoration Group: Franchise Funding Comparison
Comparing 1-800-Packouts and United Water Restoration Group is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $155K to $582K.
Both brands have active SBA lending histories — 1-800-Packouts with 24 SBA loans and United Water Restoration Group with 28. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.