Utilities
SBA loan performance data based on 1,197 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate (resolved-loan basis) | 11.7% | 5.3% |
| Avg Loan Size | $367K | $501K |
| Resolved Loans | 1,178 | 19 |
| Chargeoffs | 138 | 1 |
| Franchise Brands | - | 14 |
Default Rate Comparison (resolved-loan basis)
Franchise Brands in Utilities
There are 14 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 5.3% default rate compared to 11.7% for all businesses (resolved-loan basis).
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About SBA Loans for Utilities
The Utilities sector (NAICS 221) has 1,197 resolved SBA loans in our database with an overall default rate of 11.7%. This is below the national average, indicating relatively strong loan performance in this industry.
Franchise businesses in Utilities default at 5.3% compared to 11.7% for all businesses, a 6.4 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.
The average SBA loan size in this sector is $367K. Franchise operations in this industry have an average loan size of $501K, higher than the industry average.
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