Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 235Independent Advantage

Special Trade Contractors (Legacy)

SBA loan performance data based on 19,702 resolved loans

Overall Default Rate
12.5%
All businesses
Avg Loan Size
$175K
Non-franchise
Resolved Loans
19,702
In our database
Franchise Advantage
-3.8%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate12.5%16.3%
Avg Loan Size$175K$131K
Resolved Loans19,536166
Chargeoffs2,44327
Franchise Brands-61

Default Rate Comparison

All Businesses12.5%
Franchise Businesses16.3%

Franchise Brands in Special Trade Contractors (Legacy)

There are 61 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 16.3% default rate compared to 12.5% for all businesses.

Browse 61 Franchise Brands

Explore Related Data

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About SBA Loans for Special Trade Contractors (Legacy)

The Special Trade Contractors (Legacy) sector (NAICS 235) has 19,702 resolved SBA loans in our database with an overall default rate of 12.5%. This is near the national average for SBA loans.

Interestingly, independent businesses in Special Trade Contractors (Legacy) actually perform better than franchises, with a 12.5% default rate vs 16.3% for franchise operations.

The average SBA loan size in this sector is $175K. Franchise operations in this industry have an average loan size of $131K, lower than the industry average.

Special Trade Contractors (Legacy) Get Financing