Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 327Independent Advantage

Nonmetallic Mineral Products

SBA loan performance data based on 4,446 resolved loans

Overall Default Rate
15.8%
All businesses
Avg Loan Size
$450K
Non-franchise
Resolved Loans
4,446
In our database
Franchise Advantage
-4.2%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate15.8%20%
Avg Loan Size$450K$216K
Resolved Loans4,41630
Chargeoffs6996
Franchise Brands-22

Default Rate Comparison

All Businesses15.8%
Franchise Businesses20%

Franchise Brands in Nonmetallic Mineral Products

There are 22 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 20% default rate compared to 15.8% for all businesses.

Browse 22 Franchise Brands

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About SBA Loans for Nonmetallic Mineral Products

The Nonmetallic Mineral Products sector (NAICS 327) has 4,446 resolved SBA loans in our database with an overall default rate of 15.8%. This is near the national average for SBA loans.

Interestingly, independent businesses in Nonmetallic Mineral Products actually perform better than franchises, with a 15.8% default rate vs 20% for franchise operations.

The average SBA loan size in this sector is $450K. Franchise operations in this industry have an average loan size of $216K, lower than the industry average.

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