NAICS 459
SBA loan performance data based on 324 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate | 17.6% | 10.7% |
| Avg Loan Size | $358K | $383K |
| Resolved Loans | 296 | 28 |
| Chargeoffs | 52 | 3 |
| Franchise Brands | - | 69 |
Default Rate Comparison
Franchise Brands in NAICS 459
There are 69 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 10.7% default rate compared to 17.6% for all businesses.
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About SBA Loans for NAICS 459
The NAICS 459 sector (NAICS 459) has 324 resolved SBA loans in our database with an overall default rate of 17.6%. This is near the national average for SBA loans.
Franchise businesses in NAICS 459 default at 10.7% compared to 17.6% for all businesses, a 6.9 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.
The average SBA loan size in this sector is $358K. Franchise operations in this industry have an average loan size of $383K, higher than the industry average.