Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 459Franchise Advantage

NAICS 459

SBA loan performance data based on 324 resolved loans

Overall Default Rate
17.6%
All businesses
Avg Loan Size
$358K
Non-franchise
Resolved Loans
324
In our database
Franchise Advantage
+6.9%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate17.6%10.7%
Avg Loan Size$358K$383K
Resolved Loans29628
Chargeoffs523
Franchise Brands-69

Default Rate Comparison

All Businesses17.6%
Franchise Businesses10.7%

Franchise Brands in NAICS 459

There are 69 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 10.7% default rate compared to 17.6% for all businesses.

Browse 69 Franchise Brands

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About SBA Loans for NAICS 459

The NAICS 459 sector (NAICS 459) has 324 resolved SBA loans in our database with an overall default rate of 17.6%. This is near the national average for SBA loans.

Franchise businesses in NAICS 459 default at 10.7% compared to 17.6% for all businesses, a 6.9 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $358K. Franchise operations in this industry have an average loan size of $383K, higher than the industry average.

NAICS 459 Get Financing