Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 449Franchise Advantage

NAICS 449

SBA loan performance data based on 118 resolved loans

Overall Default Rate
21.2%
All businesses
Avg Loan Size
$557K
Non-franchise
Resolved Loans
118
In our database
Franchise Advantage
+6.9%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate21.2%14.3%
Avg Loan Size$557K$602K
Resolved Loans10414
Chargeoffs222
Franchise Brands-36

Default Rate Comparison

All Businesses21.2%
Franchise Businesses14.3%

Franchise Brands in NAICS 449

There are 36 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 14.3% default rate compared to 21.2% for all businesses.

Browse 36 Franchise Brands

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About SBA Loans for NAICS 449

The NAICS 449 sector (NAICS 449) has 118 resolved SBA loans in our database with an overall default rate of 21.2%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

Franchise businesses in NAICS 449 default at 14.3% compared to 21.2% for all businesses, a 6.9 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $557K. Franchise operations in this industry have an average loan size of $602K, higher than the industry average.

NAICS 449 Get Financing