Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 524Franchise Advantage

Insurance Carriers

SBA loan performance data based on 11,631 resolved loans

Overall Default Rate
12%
All businesses
Avg Loan Size
$292K
Non-franchise
Resolved Loans
11,631
In our database
Franchise Advantage
+6.8%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate12%5.2%
Avg Loan Size$292K$282K
Resolved Loans11,248383
Chargeoffs1,35520
Franchise Brands-73

Default Rate Comparison

All Businesses12%
Franchise Businesses5.2%

Franchise Brands in Insurance Carriers

There are 73 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 5.2% default rate compared to 12% for all businesses.

Browse 73 Franchise Brands

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About SBA Loans for Insurance Carriers

The Insurance Carriers sector (NAICS 524) has 11,631 resolved SBA loans in our database with an overall default rate of 12%. This is below the national average, indicating relatively strong loan performance in this industry.

Franchise businesses in Insurance Carriers default at 5.2% compared to 12% for all businesses, a 6.8 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $292K. Franchise operations in this industry have an average loan size of $282K, lower than the industry average.

Insurance Carriers Get Financing