Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 522Franchise Advantage

Credit Intermediation

SBA loan performance data based on 3,460 resolved loans

Overall Default Rate
37.8%
All businesses
Avg Loan Size
$254K
Non-franchise
Resolved Loans
3,460
In our database
Franchise Advantage
+14.3%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate37.8%23.5%
Avg Loan Size$254K$290K
Resolved Loans3,42634
Chargeoffs1,2968
Franchise Brands-22

Default Rate Comparison

All Businesses37.8%
Franchise Businesses23.5%

Franchise Brands in Credit Intermediation

There are 22 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 23.5% default rate compared to 37.8% for all businesses.

Browse 22 Franchise Brands

Explore Related Data

Looking for Credit Intermediation Financing?

PeerSense connects you with SBA lenders who specialize in your industry. Get matched based on real lending data, not generic directories.

About SBA Loans for Credit Intermediation

The Credit Intermediation sector (NAICS 522) has 3,460 resolved SBA loans in our database with an overall default rate of 37.8%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

Franchise businesses in Credit Intermediation default at 23.5% compared to 37.8% for all businesses, a 14.3 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $254K. Franchise operations in this industry have an average loan size of $290K, higher than the industry average.

Credit Intermediation Get Financing