Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
NAICS 236Franchise Advantage

Construction of Buildings

SBA loan performance data based on 26,110 resolved loans

Overall Default Rate
21.6%
All businesses
Avg Loan Size
$180K
Non-franchise
Resolved Loans
26,110
In our database
Franchise Advantage
+8.8%
Lower = better

Franchise vs Independent Comparison

MetricAll BusinessesFranchise Only
Default Rate21.6%12.8%
Avg Loan Size$180K$271K
Resolved Loans25,687423
Chargeoffs5,56154
Franchise Brands-173

Default Rate Comparison

All Businesses21.6%
Franchise Businesses12.8%

Franchise Brands in Construction of Buildings

There are 173 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 12.8% default rate compared to 21.6% for all businesses.

Browse 173 Franchise Brands

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About SBA Loans for Construction of Buildings

The Construction of Buildings sector (NAICS 236) has 26,110 resolved SBA loans in our database with an overall default rate of 21.6%. This is above the national average, suggesting higher risk for SBA lenders in this sector.

Franchise businesses in Construction of Buildings default at 12.8% compared to 21.6% for all businesses, a 8.8 percentage point advantage. This suggests the franchise model provides meaningful operational support in this industry.

The average SBA loan size in this sector is $180K. Franchise operations in this industry have an average loan size of $271K, higher than the industry average.

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