Apparel Manufacturing
SBA loan performance data based on 3,488 resolved loans
Franchise vs Independent Comparison
| Metric | All Businesses | Franchise Only |
|---|---|---|
| Default Rate | 23.2% | 30% |
| Avg Loan Size | $375K | $87K |
| Resolved Loans | 3,478 | 10 |
| Chargeoffs | 807 | 3 |
| Franchise Brands | - | 5 |
Default Rate Comparison
Franchise Brands in Apparel Manufacturing
There are 5 franchise brands in this industry with SBA lending data. Franchise businesses in this sector have a 30% default rate compared to 23.2% for all businesses.
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About SBA Loans for Apparel Manufacturing
The Apparel Manufacturing sector (NAICS 315) has 3,488 resolved SBA loans in our database with an overall default rate of 23.2%. This is above the national average, suggesting higher risk for SBA lenders in this sector.
Interestingly, independent businesses in Apparel Manufacturing actually perform better than franchises, with a 23.2% default rate vs 30% for franchise operations.
The average SBA loan size in this sector is $375K. Franchise operations in this industry have an average loan size of $87K, lower than the industry average.