Merrimack County Savings Bank Wrap City SBA Loans in New Hampshire — 3 Funded
New Hampshire loan data 2025–2025 · Updated April 2026
Merrimack County Savings Bank has funded 3 SBA loans to Wrap City franchisees in New Hampshire, totaling $200K in approved financing across 2 cities.
The average Wrap City loan in New Hampshire from Merrimack County Savings Bank is $67K at a 8.58% average interest rate, with terms averaging 100 months. The New Hampshire default rate is 0% based on 1 resolved loans. New Hampshire represents 100.0% of Merrimack County Savings Bank's total Wrap City lending nationally.
Looking to fund a Wrap City franchise in New Hampshire?
Merrimack County Savings Bank is one of 3+ lenders who have funded Wrap City in New Hampshire. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Merrimack County Savings Bank Wrap City Loan Performance in New Hampshire
Based on 3 SBA loans originated by Merrimack County Savings Bank for Wrap City franchisees with New Hampshire addresses, the New Hampshire-specific lending relationship spans 2025–2025. Of 1 resolved New Hampshire loans, 1 were paid in full and 0 resulted in chargeoffs.
The New Hampshire loan size range extends from $14K to $136K, indicating Merrimack County Savings Bank funds both smaller single-unit Wrap City operations and larger multi-unit or renovation projects in New Hampshire. Each loan supports an average of 8 jobs in the local economy.
The 0% New Hampshire default rate is a strong indicator of loan quality. This suggestsMerrimack County Savings Bank has effective underwriting standards for Wrap City deals in New Hampshire and/or New Hampshire Wrap City franchisees have strong unit economics that support debt service. For prospective New Hampshire borrowers, this is an encouraging signal — Merrimack County Savings Bankunderstands the Wrap City business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Wrap City Loans in New Hampshire
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $67K | 8.58% | 100 mo |
Where in New Hampshire Merrimack County Savings Bank Funds Wrap City Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Seabrook | 2 | $75K | $150K | N/A |
| Tilton | 1 | $50K | $50K | 0% — Low Risk |
Merrimack County Savings Bank's strongest Wrap City lending presence in New Hampshire is concentrated in Seabrook (2 loans), Tilton (1 loans).
Merrimack County Savings Bank Wrap City Lending in New Hampshire Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2026 | 1 | $14K | $14K | 9% |
| 2025 | 2 | $93K | $186K | 8.38% |
Other Lenders That Fund Wrap City in New Hampshire
Merrimack County Savings Bank is not the only lender funding Wrap City in New Hampshire. Compare 2 other banks who have originated Wrap City SBA loans to New Hampshire borrowers.
| Lender | New Hampshire Loans | Avg Size | Default Rate |
|---|---|---|---|
| Merrimack County Savings Bank (this page) | 3 | $67K | 0% — Low Risk |
| Camden National Bank | 5 | $80K | 0% — Low Risk |
| Primary Bank | 5 | $205K | N/A |
Other Franchises Merrimack County Savings Bank Funds in New Hampshire
Merrimack County Savings Bank is active in New Hampshire franchise lending beyond Wrap City. Other New Hampshire franchise brands they have funded:
How to Get an SBA Loan for a Wrap City Franchise in New Hampshire
If you're considering a Wrap City franchise in New Hampshire and want to finance through Merrimack County Savings Bank or another SBA lender, here's what you need to know based on our analysis of 3 historical New Hampshire loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Wrap City's franchise fee and total investment determine minimum capital requirements.
Compare New Hampshire Lenders
3 lenders have funded Wrap City in New Hampshire. Lenders with more local Wrap City experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches New Hampshire borrowers with lenders who have a proven track record funding Wrap City in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on New Hampshire historical data: The average Wrap City SBA loan from Merrimack County Savings Bank in New Hampshire is $67K with a 8.58% interest rate and a 100-month term.New Hampshire loan amounts range from $14K to $136K.
Ready to Fund Your Wrap City Franchise in New Hampshire?
We connect you with lenders who have already funded Wrap City in New Hampshire — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.