United Community Bank Ilovekickboxing SBA Loans in New York — 3 Funded
New York loan data 2017–2018 · Updated May 2026
United Community Bank has funded 3 SBA loans to Ilovekickboxing franchisees in New York, totaling $707K in approved financing across 2 cities and 2 congressional districts.
The average Ilovekickboxing loan in New York from United Community Bank is $236K at a 6.83% average interest rate, with terms averaging 76 months. The New York default rate is 66.7% based on 3 resolved loans — 6.7 points higher than United Community Bank's national Ilovekickboxing default rate of 60%. New York represents 37.5% of United Community Bank's total Ilovekickboxing lending nationally. These loans collectively support 18 New York jobs. SBA-guaranteed portion totals $505K (66.7% of approved volume).
How New York Compares to United Community Bank's National Ilovekickboxing Lending
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United Community Bank Ilovekickboxing Loan Performance in New York
Based on 3 SBA loans originated by United Community Bank for Ilovekickboxing franchisees with New York addresses, the New York-specific lending relationship spans 2017–2018. Of 3 resolved New York loans, 1 were paid in full and 2 resulted in chargeoffs.
The New York loan size range extends from $100K to $337K, indicating United Community Bank funds both smaller single-unit Ilovekickboxing operations and larger multi-unit or renovation projects in New York. Each loan supports an average of 6 jobs in the local economy, and the portfolio collectively supports 18 New York jobs. Most New York Ilovekickboxing loans from United Community Bank are classified under "Fitness and Recreational Sports Centers" (NAICS).
Recent activity: United Community Bank has originated 0 Ilovekickboxing New York loans in the last 2 fiscal years. The most recent Ilovekickboxing New York approval recorded is from FY2018. Note: lack of recent activity may indicate United Community Bank has paused, slowed, or exited Ilovekickboxing New York lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of United Community Bank's Ilovekickboxing New York loans averages 66.7% of approved volume, totaling $505K in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 66.7% New York default rate is above the SBA portfolio average. This may reflect local market conditions, the specific New York cities funded, or the economic cycle when these loans originated. Prospective borrowers should compare this to other New York lenders who have funded Ilovekickboxing (shown below) and consider multiple options before committing.
SBA Programs Used for Ilovekickboxing Loans in New York
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $236K | 6.83% | 76 mo |
Ilovekickboxing Loan Size Distribution from United Community Bank in New York
How United Community Bank's Ilovekickboxing New York loan sizes break down by deal size. Useful for sizing your own deal: where do most New York Ilovekickboxing approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of New York Loans |
|---|---|---|---|
| Under $150K | 1 | $100K | 33% |
| $150K-$350K | 2 | $304K | 67% |
How United Community Bank Originates Ilovekickboxing Loans in New York
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. United Community Bank uses 2 different New York delivery methods for Ilovekickboxing:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 2 | $304K |
| SBA Express Program | 1 | $100K |
Where in New York United Community Bank Funds Ilovekickboxing Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Miller Place | 2 | $185K | $370K | 100% — High Risk |
| Queensbury | 1 | $337K | $337K | 0% — Low Risk |
United Community Bank's strongest Ilovekickboxing lending presence in New York is concentrated in Miller Place (2 loans), Queensbury (1 loans).
United Community Bank Ilovekickboxing Lending in New York Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2018 | 1 | $100K | $100K | 7.25% |
| 2017 | 2 | $304K | $607K | 6.63% |
Other Lenders That Fund Ilovekickboxing in New York
United Community Bank is not the only lender funding Ilovekickboxing in New York. Compare 5 other banks who have originated Ilovekickboxing SBA loans to New York borrowers.
| Lender | New York Loans | Avg Size | Default Rate |
|---|---|---|---|
| United Community Bank (this page) | 3 | $236K | 66.7% — High Risk |
| Stearns Bank National Association | 4 | $213K | 0% — Low Risk |
| TD Bank, National Association | 3 | $103K | 0% — Low Risk |
| BayFirst National Bank | 2 | $315K | 100% — High Risk |
| LendingClub Bank, National Association | 2 | $269K | 100% — High Risk |
| The Canandaigua National Bank and Trust Company | 2 | $116K | 0% — Low Risk |
Other Franchises United Community Bank Funds in New York
United Community Bank is active in New York franchise lending beyond Ilovekickboxing. Other New York franchise brands they have funded:
How to Get an SBA Loan for a Ilovekickboxing Franchise in New York
If you're considering a Ilovekickboxing franchise in New York and want to finance through United Community Bank or another SBA lender, here's what you need to know based on our analysis of 3 historical New York loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Ilovekickboxing's franchise fee and total investment determine minimum capital requirements.
Compare New York Lenders
6 lenders have funded Ilovekickboxing in New York. Lenders with more local Ilovekickboxing experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches New York borrowers with lenders who have a proven track record funding Ilovekickboxing in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on New York historical data: The average Ilovekickboxing SBA loan from United Community Bank in New York is $236K with a 6.83% interest rate and a 76-month term.New York loan amounts range from $100K to $337K.
Ready to Fund Your Ilovekickboxing Franchise in New York?
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