First National Community Bank Fantastic Sams SBA Loans in Wisconsin — 4 Funded
Wisconsin loan data 2000–2009 · Updated April 2026
First National Community Bank has funded 4 SBA loans to Fantastic Sams franchisees in Wisconsin, totaling $319K in approved financing across 4 cities.
The average Fantastic Sams loan in Wisconsin from First National Community Bank is $80K at a 7.5% average interest rate, with terms averaging 84 months. The Wisconsin default rate is 0% based on 3 resolved loans. Wisconsin represents 100.0% of First National Community Bank's total Fantastic Sams lending nationally.
Looking to fund a Fantastic Sams franchise in Wisconsin?
First National Community Bank is one of 5+ lenders who have funded Fantastic Sams in Wisconsin. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
First National Community Bank Fantastic Sams Loan Performance in Wisconsin
Based on 4 SBA loans originated by First National Community Bank for Fantastic Sams franchisees with Wisconsin addresses, the Wisconsin-specific lending relationship spans 2000–2009. Of 3 resolved Wisconsin loans, 3 were paid in full and 0 resulted in chargeoffs.
The Wisconsin loan size range extends from $60K to $100K, indicating First National Community Bank funds both smaller single-unit Fantastic Sams operations and larger multi-unit or renovation projects in Wisconsin. Each loan supports an average of 24 jobs in the local economy.
The 0% Wisconsin default rate is a strong indicator of loan quality. This suggestsFirst National Community Bank has effective underwriting standards for Fantastic Sams deals in Wisconsin and/or Wisconsin Fantastic Sams franchisees have strong unit economics that support debt service. For prospective Wisconsin borrowers, this is an encouraging signal — First National Community Bankunderstands the Fantastic Sams business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Fantastic Sams Loans in Wisconsin
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 4 | $80K | 7.5% | 84 mo |
Where in Wisconsin First National Community Bank Funds Fantastic Sams Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| New Richmond | 1 | $60K | $60K | 0% — Low Risk |
| Chippewa Falls | 1 | $100K | $100K | 0% — Low Risk |
| River Falls | 1 | $64K | $64K | N/A |
| Hudson | 1 | $95K | $95K | 0% — Low Risk |
First National Community Bank's strongest Fantastic Sams lending presence in Wisconsin is concentrated in New Richmond (1 loans), Chippewa Falls (1 loans), River Falls (1 loans).
First National Community Bank Fantastic Sams Lending in Wisconsin Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2009 | 1 | $60K | $60K | 7.5% |
| 2005 | 1 | $95K | $95K | — |
| 2003 | 1 | $64K | $64K | — |
| 2000 | 1 | $100K | $100K | — |
Other Lenders That Fund Fantastic Sams in Wisconsin
First National Community Bank is not the only lender funding Fantastic Sams in Wisconsin. Compare 4 other banks who have originated Fantastic Sams SBA loans to Wisconsin borrowers.
| Lender | Wisconsin Loans | Avg Size | Default Rate |
|---|---|---|---|
| First National Community Bank (this page) | 4 | $80K | 0% — Low Risk |
| Horicon Bank | 4 | $145K | 50% — High Risk |
| Wells Fargo Bank National Association | 4 | $204K | 66.7% — High Risk |
| Bank First, N.A. | 2 | $292K | 100% — High Risk |
| BMO Bank National Association | 2 | $79K | 0% — Low Risk |
How to Get an SBA Loan for a Fantastic Sams Franchise in Wisconsin
If you're considering a Fantastic Sams franchise in Wisconsin and want to finance through First National Community Bank or another SBA lender, here's what you need to know based on our analysis of 4 historical Wisconsin loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Fantastic Sams's franchise fee and total investment determine minimum capital requirements.
Compare Wisconsin Lenders
5 lenders have funded Fantastic Sams in Wisconsin. Lenders with more local Fantastic Sams experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Wisconsin borrowers with lenders who have a proven track record funding Fantastic Sams in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Wisconsin historical data: The average Fantastic Sams SBA loan from First National Community Bank in Wisconsin is $80K with a 7.5% interest rate and a 84-month term.Wisconsin loan amounts range from $60K to $100K.
Ready to Fund Your Fantastic Sams Franchise in Wisconsin?
We connect you with lenders who have already funded Fantastic Sams in Wisconsin — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.