Third Coast Bank Christian Brothers Automotive SBA Loans in Texas — 6 Funded
Texas loan data 2012–2022 · Updated June 2026
Third Coast Bank has funded 6 SBA loans to Christian Brothers Automotive franchisees in Texas, totaling $2.6M in approved financing across 6 cities and 5 congressional districts.
The average Christian Brothers Automotive loan in Texas from Third Coast Bank is $437K at a 5.53% average interest rate, with terms averaging 122 months. The Texas default rate is 0% based on 2 resolved loans. Texas represents 42.9% of Third Coast Bank's total Christian Brothers Automotive lending nationally. These loans collectively support 48 Texas jobs. SBA-guaranteed portion totals $2.0M (75% of approved volume).
How Texas Compares to Third Coast Bank's National Christian Brothers Automotive Lending
Looking to fund a Christian Brothers Automotive franchise in Texas?
Third Coast Bank is one of 11+ lenders who have funded Christian Brothers Automotive in Texas. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
Third Coast Bank Christian Brothers Automotive Loan Performance in Texas
Based on 6 SBA loans originated by Third Coast Bank for Christian Brothers Automotive franchisees with Texas addresses, the Texas-specific lending relationship spans 2012–2022. Of 2 resolved Texas loans, 2 were paid in full and 0 resulted in chargeoffs.
The Texas loan size range extends from $308K to $788K, indicating Third Coast Bank funds both smaller single-unit Christian Brothers Automotive operations and larger multi-unit or renovation projects in Texas. Each loan supports an average of 8 jobs in the local economy, and the portfolio collectively supports 48 Texas jobs. Most Texas Christian Brothers Automotive loans from Third Coast Bank are classified under "General Automotive Repair" (NAICS).
Recent activity: Third Coast Bank has originated 0 Christian Brothers Automotive Texas loans in the last 2 fiscal years and 2 since fiscal year 2020. The most recent Christian Brothers Automotive Texas approval recorded is from FY2022. Note: lack of recent activity may indicate Third Coast Bank has paused, slowed, or exited Christian Brothers Automotive Texas lending — borrowers should verify current appetite directly.
SBA guarantee profile: The SBA-guaranteed portion of Third Coast Bank's Christian Brothers Automotive Texas loans averages 75% of approved volume, totaling $2.0M in federally-backed exposure. 7(a) loans typically carry a 75-85% guarantee, so a higher percentage suggests a smaller-loan/SBA Express mix; lower suggests larger PLP deals where the lender retains more risk.
The 0% Texas default rate is a strong indicator of loan quality. This suggestsThird Coast Bank has effective underwriting standards for Christian Brothers Automotive deals in Texas and/or Texas Christian Brothers Automotive franchisees have strong unit economics that support debt service. For prospective Texas borrowers, this is an encouraging signal — Third Coast Bankunderstands the Christian Brothers Automotive business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Christian Brothers Automotive Loans in Texas
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 6 | $437K | 5.53% | 122 mo |
Christian Brothers Automotive Loan Size Distribution from Third Coast Bank in Texas
How Third Coast Bank's Christian Brothers Automotive Texas loan sizes break down by deal size. Useful for sizing your own deal: where do most Texas Christian Brothers Automotive approvals land?
| Loan Size Range | Loans | Avg Loan Size | % of Texas Loans |
|---|---|---|---|
| $150K-$350K | 2 | $317K | 33% |
| $350K-$750K | 3 | $401K | 50% |
| $750K-$1.5M | 1 | $788K | 17% |
How Third Coast Bank Originates Christian Brothers Automotive Loans in Texas
SBA delivery method matters: Preferred Lenders Program (PLP) closes 2-3 weeks faster than General Processing because the lender holds full credit authority. Third Coast Bank uses 2 different Texas delivery methods for Christian Brothers Automotive:
| Delivery Method | Loans | Avg Loan Size |
|---|---|---|
| Preferred Lenders Program | 5 | $451K |
| 7a General | 1 | $370K |
Where in Texas Third Coast Bank Funds Christian Brothers Automotive Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Arlington | 1 | $370K | $370K | 0% — Low Risk |
| Fulshear | 1 | $350K | $350K | N/A |
| Houston | 1 | $326K | $326K | N/A |
| Fort Worth | 1 | $483K | $483K | N/A |
| Humble | 1 | $788K | $788K | N/A |
| Katy | 1 | $308K | $308K | 0% — Low Risk |
Third Coast Bank's strongest Christian Brothers Automotive lending presence in Texas is concentrated in Arlington (1 loans), Fulshear (1 loans), Houston (1 loans).
Third Coast Bank Christian Brothers Automotive Lending in Texas Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2022 | 2 | $636K | $1.3M | 4.95% |
| 2017 | 1 | $326K | $326K | 6.25% |
| 2016 | 1 | $350K | $350K | 5.75% |
| 2014 | 1 | $308K | $308K | 5.75% |
| 2013 | 1 | $370K | $370K | 5.5% |
Other Lenders That Fund Christian Brothers Automotive in Texas
Third Coast Bank is not the only lender funding Christian Brothers Automotive in Texas. Compare 10 other banks who have originated Christian Brothers Automotive SBA loans to Texas borrowers.
| Lender | Texas Loans | Avg Size | Default Rate |
|---|---|---|---|
| Third Coast Bank (this page) | 6 | $437K | 0% — Low Risk |
| Stellar Bank | 24 | $278K | 0% — Low Risk |
| SouthState Bank, National Association | 17 | $463K | 0% — Low Risk |
| Bank of America, National Association | 16 | $396K | 0% — Low Risk |
| First Bank | 12 | $482K | 0% — Low Risk |
| Wells Fargo Bank National Association | 9 | $475K | 0% — Low Risk |
| Texas First Bank | 7 | $236K | 0% — Low Risk |
| Stearns Bank National Association | 5 | $269K | 0% — Low Risk |
| JPMorgan Chase Bank, National Association | 4 | $368K | 0% — Low Risk |
| Hancock Whitney Bank | 4 | $266K | 0% — Low Risk |
| Capital Certified Development | 3 | $536K | 0% — Low Risk |
Other Franchises Third Coast Bank Funds in Texas
Third Coast Bank is active in Texas franchise lending beyond Christian Brothers Automotive. Other Texas franchise brands they have funded:
How to Get an SBA Loan for a Christian Brothers Automotive Franchise in Texas
If you're considering a Christian Brothers Automotive franchise in Texas and want to finance through Third Coast Bank or another SBA lender, here's what you need to know based on our analysis of 6 historical Texas loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Christian Brothers Automotive's franchise fee and total investment determine minimum capital requirements.
Compare Texas Lenders
11 lenders have funded Christian Brothers Automotive in Texas. Lenders with more local Christian Brothers Automotive experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Texas borrowers with lenders who have a proven track record funding Christian Brothers Automotive in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Texas historical data: The average Christian Brothers Automotive SBA loan from Third Coast Bank in Texas is $437K with a 5.53% interest rate and a 122-month term.Texas loan amounts range from $308K to $788K.
Ready to Fund Your Christian Brothers Automotive Franchise in Texas?
We connect you with lenders who have already funded Christian Brothers Automotive in Texas — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.