PlainsCapital Bank Bahama Bucks SBA Loans in Texas — 3 Funded
Texas loan data 2003–2009 · Updated April 2026
PlainsCapital Bank has funded 3 SBA loans to Bahama Bucks franchisees in Texas, totaling $618K in approved financing across 2 cities.
The average Bahama Bucks loan in Texas from PlainsCapital Bank is $206K, with terms averaging 119 months. The Texas default rate is 0% based on 2 resolved loans. Texas represents 100.0% of PlainsCapital Bank's total Bahama Bucks lending nationally.
Looking to fund a Bahama Bucks franchise in Texas?
PlainsCapital Bank is one of 11+ lenders who have funded Bahama Bucks in Texas. We can help you compare options and connect with lenders experienced in this brand and state — no retainers, referral fee at closing.
PlainsCapital Bank Bahama Bucks Loan Performance in Texas
Based on 3 SBA loans originated by PlainsCapital Bank for Bahama Bucks franchisees with Texas addresses, the Texas-specific lending relationship spans 2003–2009. Of 2 resolved Texas loans, 2 were paid in full and 0 resulted in chargeoffs.
The Texas loan size range extends from $119K to $250K, indicating PlainsCapital Bank funds both smaller single-unit Bahama Bucks operations and larger multi-unit or renovation projects in Texas. Each loan supports an average of 8 jobs in the local economy.
The 0% Texas default rate is a strong indicator of loan quality. This suggestsPlainsCapital Bank has effective underwriting standards for Bahama Bucks deals in Texas and/or Texas Bahama Bucks franchisees have strong unit economics that support debt service. For prospective Texas borrowers, this is an encouraging signal — PlainsCapital Bankunderstands the Bahama Bucks business model in this market and has a track record of successful outcomes here.
SBA Programs Used for Bahama Bucks Loans in Texas
| Program | Loans | Avg Size | Avg Rate | Avg Term |
|---|---|---|---|---|
| SBA 7A | 3 | $206K | N/A | 119 mo |
Where in Texas PlainsCapital Bank Funds Bahama Bucks Locations
| City | Loans | Avg Loan Size | Total Volume | Default Rate |
|---|---|---|---|---|
| Slaton | 2 | $184K | $368K | 0% — Low Risk |
| Lorena | 1 | $250K | $250K | 0% — Low Risk |
PlainsCapital Bank's strongest Bahama Bucks lending presence in Texas is concentrated in Slaton (2 loans), Lorena (1 loans).
PlainsCapital Bank Bahama Bucks Lending in Texas Over Time
| Year | Loans | Avg Size | Total Volume | Avg Rate |
|---|---|---|---|---|
| 2009 | 1 | $250K | $250K | — |
| 2004 | 2 | $184K | $368K | — |
Other Lenders That Fund Bahama Bucks in Texas
PlainsCapital Bank is not the only lender funding Bahama Bucks in Texas. Compare 10 other banks who have originated Bahama Bucks SBA loans to Texas borrowers.
| Lender | Texas Loans | Avg Size | Default Rate |
|---|---|---|---|
| PlainsCapital Bank (this page) | 3 | $206K | 0% — Low Risk |
| Keystone Bank SSB | 29 | $429K | 4.8% — Low Risk |
| Amarillo National Bank | 22 | $299K | 50% — High Risk |
| Capital One, National Association | 8 | $1.3M | N/A |
| Caprock Business Finance Corpo | 2 | $1.1M | 0% — Low Risk |
| b1BANK | 2 | $449K | 100% — High Risk |
| Popular Bank | 2 | $142K | 0% — Low Risk |
| Simmons Bank | 2 | $319K | N/A |
| Texas Security Bank | 2 | $907K | N/A |
| U.S. Bank, National Association | 2 | $512K | 0% — Low Risk |
| Bank Five Nine | 2 | $658K | N/A |
Other Franchises PlainsCapital Bank Funds in Texas
PlainsCapital Bank is active in Texas franchise lending beyond Bahama Bucks. Other Texas franchise brands they have funded:
How to Get an SBA Loan for a Bahama Bucks Franchise in Texas
If you're considering a Bahama Bucks franchise in Texas and want to finance through PlainsCapital Bank or another SBA lender, here's what you need to know based on our analysis of 3 historical Texas loans.
Verify Your Qualifications
Most SBA franchise loans require a 680+ credit score, 20-30% down payment, and relevant industry or management experience.Bahama Bucks's franchise fee and total investment determine minimum capital requirements.
Compare Texas Lenders
11 lenders have funded Bahama Bucks in Texas. Lenders with more local Bahama Bucks experience typically close faster because they understand both the brand and the local market. Compare rates, default rates, and city coverage above.
Get Pre-Qualified
PeerSense matches Texas borrowers with lenders who have a proven track record funding Bahama Bucks in your state. No retainers — our referral fee is paid at closing. Get matched in 24 hours.
Expected loan terms based on Texas historical data: The average Bahama Bucks SBA loan from PlainsCapital Bank in Texas is $206K with a 119-month term.Texas loan amounts range from $119K to $250K.
Ready to Fund Your Bahama Bucks Franchise in Texas?
We connect you with lenders who have already funded Bahama Bucks in Texas — so you can compare terms and close with confidence. No retainers. Referral fee paid at closing.