Rebath vs Restoration 1
Rebath vs Restoration 1: Rebath costs $276K–$607K to open; Restoration 1 costs $40K–$509K. Rebath has 27 units, Restoration 1 has 85. SBA loan history: Rebath = 37 loans (10.8% default); Restoration 1 = 88 loans (6.8% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet, see the comparison below.
Rebath vs Restoration 1: Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Restoration 1 requires the lower minimum capital commitment ($40K vs $276K for Rebath), a 597% spread. Initial franchise fees come in at $50K for Rebath versus $41K for Restoration 1, Restoration 1 has the lower entry fee. Ongoing royalty load is 5% for Rebath and 3.5% for Restoration 1, giving Restoration 1 the lighter per-unit drag on operating income.
System Scale & Tenure
On scale, Restoration 1 operates 85 units to Rebath's 27, roughly 3× the system size. Rebath has been operating 48 years (founded 1978) versus 18 for Restoration 1 (founded 2008), a 30-year tenure gap that affects unit-economics maturity and FDD revision history.
SBA Lending Profile
Restoration 1 has the deeper SBA lending track record with 88 historical 7(a) approvals versus 37 for Rebath. Rebath's peak SBA year was 2017 (8 loans); Restoration 1's peak was 2018 (16 loans). Restoration 1's more recent peak generally indicates fresher lender appetite. Geographically, Rebath concentrates in NC (5 SBA-funded units) while Restoration 1 leads in CA (10). Pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Rebath deals is $407K vs $252K for Restoration 1, useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 10.8% for Rebath and 6.8% for Restoration 1, Restoration 1 has the cleaner historical loss profile by 4.0 points. PeerSense FPI scores come in at 46 (Fair) for Rebath and 69 (Strong) for Restoration 1, giving Restoration 1 the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 46/100 | 69/100 |
Health Tier | Fair | Strong |
Confidence | N/A | N/A |
Lending Trend | Declining | Stable |
SBA Lending
SBA Loans | 37 | 88 |
SBA Volume | – | – |
Default Rate | 10.8% | 6.8% |
Peer Tier | established | established |
Investment & Costs
Total Investment | $276K – $607K | $40K – $509K |
Franchise Fee | $50K | $41K |
Royalty Rate | 5% | 3.5% |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | $100K |
Net Worth Required | N/A | $150K |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 27 | 85 |
Franchised Units | 27 | 85 |
Company-Owned | – | – |
Term Length | 10 yrs | N/A |
Brand Information
Year Founded | 1978 | 2008 |
Franchising Since | N/A | 1960 |
Years Franchising | N/A | 66 yrs |
Headquarters | Phoenix, NC | IRVINE, CA |
Category | Residential Remodelers | Residential Remodelers |
Website | ||
FDD Year | 2026 | 2025 |
Which Is Better, Rebath or Restoration 1?
Lower upfront capital required
Restoration 1
Rebath: $276K starting · Restoration 1: $40K starting
More SBA lender confidence
Restoration 1
Rebath: 37 SBA loans · Restoration 1: 88 SBA loans
Lower historical default rate
Restoration 1
Rebath: 10.8% · Restoration 1: 6.8%
Larger system & brand presence
Restoration 1
Rebath: 27 units · Restoration 1: 85 units
Lower ongoing royalty load
Restoration 1
Rebath: 5% · Restoration 1: 3.5%
More lender financing options
Restoration 1
Rebath: 26 unique lenders · Restoration 1: 27 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation. Your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Rebath vs Restoration 1: Franchise Funding Comparison
Comparing Rebath and Restoration 1 is about more than brand preference. It's about which franchise fits your financial profile and funding strategy. Investment ranges from $40K to $607K.
Both brands have active SBA lending histories, Rebath with 37 SBA loans and Restoration 1 with 88. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands, not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice, consult with a lending professional before making investment decisions.
Rebath vs Restoration 1, Frequently Asked Questions
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