Oxi Fresh Carpet Cleaning vs Stanley Steemer
Oxi Fresh Carpet Cleaning vs Stanley Steemer: Oxi Fresh Carpet Cleaning costs $68K–$150K to open; Stanley Steemer costs $46K–$1.6M. Oxi Fresh Carpet Cleaning has 52 units, Stanley Steemer has 17. SBA loan history: Oxi Fresh Carpet Cleaning = 61 loans (11.5% default); Stanley Steemer = 19 loans (0.0% default). The franchise with more SBA-funded units, lower default rate, and lower royalty load is the safer financing bet — see the comparison below.
Oxi Fresh Carpet Cleaning vs Stanley Steemer — Capital, Scale & Lending Analysis
Data-driven differentiation pulled from FDD filings and SBA 7(a) loan-level data. Each pairing reflects a unique combination of capital intensity, system scale, and financing path.
Capital Intensity
Stanley Steemer requires the lower minimum capital commitment ($46K vs $68K for Oxi Fresh Carpet Cleaning), a 47% spread.
System Scale & Tenure
On scale, Oxi Fresh Carpet Cleaning operates 52 units to Stanley Steemer's 17 — roughly 3× the system size.
SBA Lending Profile
Oxi Fresh Carpet Cleaning has the deeper SBA lending track record with 61 historical 7(a) approvals versus 19 for Stanley Steemer. Oxi Fresh Carpet Cleaning's peak SBA year was 2018 (12 loans); Stanley Steemer's peak was 2021 (8 loans). Stanley Steemer's more recent peak generally indicates fresher lender appetite. Geographically, Oxi Fresh Carpet Cleaning concentrates in FL (8 SBA-funded units) while Stanley Steemer leads in SC (3) — pick the brand whose strongest state matches yours for warmest lender introductions. Average SBA loan size on funded Oxi Fresh Carpet Cleaning deals is $150K vs $746K for Stanley Steemer — useful as a sizing anchor when modeling your own unit.
Risk Signal
SBA default rates are 11.5% for Oxi Fresh Carpet Cleaning and 0.0% for Stanley Steemer — Stanley Steemer has the cleaner historical loss profile by 11.5 points. PeerSense FPI scores come in at 54 (Moderate) for Oxi Fresh Carpet Cleaning and 62 (Moderate) for Stanley Steemer, giving Stanley Steemer the stronger composite signal across SBA performance, lender appetite, and operational consistency.
Health & Performance
FPI Score | 54/100 | 62/100 |
Health Tier | Moderate | Moderate |
Confidence | N/A | N/A |
Lending Trend | Declining | Declining |
SBA Lending
SBA Loans | 61 | 19 |
SBA Volume | — | — |
Default Rate | 11.5% | 0.0% |
Peer Tier | established | growing |
Investment & Costs
Total Investment | $68K – $150K | $46K – $1.6M |
Franchise Fee | $69K | N/A |
Royalty Rate | N/A | N/A |
Ad Fund | 2% | N/A |
Liquid Capital | N/A | N/A |
Net Worth Required | N/A | N/A |
Financial Performance (Item 19)
Item 19 Status | Not Disclosed | Not Disclosed |
System Size & Operations
Total Units | 52 | 17 |
Franchised Units | 52 | 17 |
Company-Owned | — | — |
Term Length | N/A | N/A |
Brand Information
Year Founded | 2011 | N/A |
Franchising Since | N/A | N/A |
Years Franchising | N/A | N/A |
Headquarters | FL | Florence, KY |
Category | All Other Personal Services | All Other Personal Services |
Website | ||
FDD Year | 2025 | 2026 |
Which Is Better — Oxi Fresh Carpet Cleaning or Stanley Steemer?
Lower upfront capital required
Stanley Steemer
Oxi Fresh Carpet Cleaning: $68K starting · Stanley Steemer: $46K starting
More SBA lender confidence
Oxi Fresh Carpet Cleaning
Oxi Fresh Carpet Cleaning: 61 SBA loans · Stanley Steemer: 19 SBA loans
Lower historical default rate
Stanley Steemer
Oxi Fresh Carpet Cleaning: 11.5% · Stanley Steemer: 0.0%
Larger system & brand presence
Oxi Fresh Carpet Cleaning
Oxi Fresh Carpet Cleaning: 52 units · Stanley Steemer: 17 units
More lender financing options
Oxi Fresh Carpet Cleaning
Oxi Fresh Carpet Cleaning: 19 unique lenders · Stanley Steemer: 16 unique lenders
Decision matrix uses publicly disclosed FDD and SBA loan data. Not a recommendation — your best franchise depends on capital, market, operating capacity, and risk tolerance.
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About These Franchises
Oxi Fresh Carpet Cleaning vs Stanley Steemer: Franchise Funding Comparison
Comparing Oxi Fresh Carpet Cleaning and Stanley Steemer is about more than brand preference — it's about which franchise fits your financial profile and funding strategy. Investment ranges from $46K to $1.6M.
Both brands have active SBA lending histories — Oxi Fresh Carpet Cleaning with 61 SBA loans and Stanley Steemer with 19. This means proven lender acceptance and established underwriting paths for franchise buyers.
SBA 7(a) loans are the most common franchise funding vehicle, offering up to $5M with as little as 10% down. PeerSense connects franchise buyers with the specific lenders who have approved loans for these brands — not generic referrals, but lenders with actual franchise lending track records.
Data sourced from SBA loan records, Franchise Disclosure Documents, and public filings. Updated regularly. Not financial advice — consult with a lending professional before making investment decisions.